Credit Card Changes || WXYZ.com | WXYZ-TV / Detroit | Detroit News, Weather, Sports and More

Credit Card Changes || WXYZ.com | WXYZ-TV / Detroit | Detroit News, Weather, Sports and More

Chase Bank recently targeted as many as 2 million of their most loyal, never late paying customers with a gargantuan increase in their monthly minimum payment requirement. The Increase in the monthly minimum payment went from 2% of the balance due to 5% of the balance due. 

The reason these customers were specifically targeted was because they had life of the loan, low interest rate credit card agreements with Chase Bank.

Chase Bank may have recently relabeled low interest rate credit card loans as a toxic asset! To dump these "toxic asset" credit card loans, Chase Bank accelerated the monthly minimum due on these accounts by a whopping 150%!

If you were paying 400 dollars a month, your new monthly minimum would have increased to 1,000 dollars a month!

If you could not afford the increase in the monthly minimum payment hike, you would forfeit your super low interest rate of 1.99, 2.99, 3.99, 4.99 or 5.99. Your new interest rate could be as much as 29.99%!

How dare you, the customer, methodically pay off a low interest rate, life of the loan credit card agreement, in a steady and reliable manner, never being late with your payments, you Toxic Asset, you!(sarcasm alert).

If you were one of as many as 2 million Chase Bank customers/victims who saw your monthly minimum payment increase from 2% to 5% you can go to any of my free credit card blogs and get information on how to possibly re-lower your monthly minimum payment from 5% back down to 2%. 

Those blogs include Daily-Protest, Bloggers Against Chase Bank, Robots Against Chase, or The Cat Who Ate Chase Bank.

In the video at the top of this article, the Chase Bank customer was also a recent hospital patient.

Could Barack Obama's favorite Wall Street Banker, Chase Bank's Jamie Dimon, possibly be implementing data profiling tactics on recent hospital patients?  That is not what I call health care reform.

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Literal Video, Pure YouTube Genius.

I wonder what the next step is for this

youtube genius. Double click on the

video to go to dascottjr youtube home

page for other hilarious literal video gems.

Upon Further review, the youtube

filmmaker above CREDITS DUSTO

MCNEATO WITH ORIGINATING

LITERAL FILMS.

However, not all of Dusto McNeato's

videos are actually literal video.

I have asked Mr. McNeato to separate

his videos into more understandable

categories since the literal videos

are so funny.

Sloppy reporting by the late night

news for not giving out proper

credit.

(edit update), what confused the

issue is that some of McNeato's

literal videos were taken down

by youtube after music company

reps complained about the

lampooning of their music.

So the very video he spoke of

as having a couple million hits

was no longer on youtube.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

What Did Bill Clinton Do to Hurt You Republicans in the 90's that you STILL CARRY A GRUDGE against the Clintons TODAY, and perhaps FOREVER.

After reading some conservative republican blogs vilifying Hillary Clinton over her reaction to an inappropriate question asked of her in Congo, plus others who are always quick to pounce on Hillary Clinton and Bill Clinton any chance they get, I have this question for all of you, what did Bill Clinton really do to you PERSONALLY in the 90's that was so hateful and vile?

What did Bill Clinton actually do that affected YOUR OWN PERSONAL LIFE in such a horrible way that it justifies automatically hating both Hillary Clinton and Bill Clinton for the rest of their lives?

Is the Republican scarlet letter that you proudly hoisted upon Bill Clinton's forehead what you cling to to validate your own less lived life, really the best you got?

Do those republicans who live in Frumpville USA, really judge others? Really?

Are you so sure that if your whole life didn't revolve around social/political events in which adults of both sexes spent weeks planning their wardrobe, hair, make up and perfume, all in an effort to leave a lasting impression on you that one time they get to meet you; that you too would absolutely have remained loyal to all the same values that can so easily be honored in your own private life while strolling around in baggy clothes while unkempt, unwashed, unshaven for days on end?

Can you really name something that Bill Clinton did to you in the 90's that caused you hardship? Before you bring up NAFTA, you do realize that that was done in part to help stem the flow of immigration into the United States by providing some type of economy for Mexicans, in Mexico. And of course, lets not forget that the republicans backed NAFTA as well.

The same republican witch hunting hate machine that tried to grind Bill Clinton's presidency to a halt in its first two years, were at it again in his final two years as president. Are you willing to admit that it was pure Republican hatred and jealousy that froze President Clinton from accomplishing more in his final two years in office. Are you proud that your Republican leaders felt it was more important to attack Bill Clinton on personal matters rather than focus on more important issues related to security and terrorism? You do recall that anytime President Clinton tried to focus on important issues, republican politicians accused him of trying to take focus away from their witch hunt of Bill Clinton.

As president, Bill Clinton was willing to use the best idealogy from both sides of the political landscape, and his reward from the republican side was "How Dare You STEAL our ideas and take credit for them". Even the democratic side was initially upset when there was the inevitable loss of senate seats after Mr. Clinton's first two years in office.

I'm now a believer that the politicians that draw anger from both sides of the political spectrum are probably those who hold the interests and well being of america on par with their own.

I am sick and tired of republicans thinking it is OK and par for the course to simply hate the Clintons forever, without even knowing why, or to hate the Clintons without being able to name one thing that Bill Clinton did to them personally in the 90's that requires the Clintons be lambasted for life.

Bill Clinton doesn't need your forgiveness, if anything, you should be asking Bill Clinton to forgive you for your ongoing hatred against a family that brought some sense of stability to the 90's, and did nothing to you personally that deserves a life long grudge in return.

As for Hillary Clinton, when you see all the snarky media males gang up on her, just because, take a moment and fight for her, it's what an OBOT does when Barack Obama comes under fire.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Hillary Clinton in the Congo being asked what Bill Clinton thought, as Marisa Tormei said in My Cousin Vinnie, "It's a bullshit question".

It's a bullshit question, Marissa Tormei from my Cousin Vinny correctly replies. Ironically, if Hillary Clinton had said that, she would have been skewered by the press. Before you can see the one minute video clip you have to state you are over 18 years of age. It is my opinion that you don't have to answer with the exact year you were actually born if you feel that is being invasive, just as long as you are 18 years of age or older.

If anyone would like to take a moment and respond in the comments section with what Hillary Clinton "should have said" during that Congo Question and Answer session when she was asked by a male member of the audience "What Bill Clinton thought about China and the World Bank's involvement in Congo", that would NOT have been turned against her by either the media or by political pundits, please, educate me. Otherwise, "It's a bullshit question".

But prepared for me to demonstrate how the media would have spun your response to put Hillary Clinton down no matter what her response would have been.

One more gripe, I could not find this scene on Youtube. Just one more example of how amazing women's scene don't end up on youtube.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

DailyPUMA Slightly shifts some blogs from the inner right column to the outer right column.

In case you are used to looking at one column for a specific blog, I noticed that the inner right column was "descending" topics at a much faster rate than the outer column over the first several hours. This was due in part to my adding some new blogs in the past couple of weeks to the inner column.

If I shifted your blog to the outer right column it was entirely to help ensure that your blog wasn't descending too fast by being in the inner right column.

---------------------------------------------

Two blogs were recently dropped for their "handling" of the Hillary Clinton Congo incident. Their criticism of Hillary Clinton's response to the what would Bill Clinton think question revealed them to be PUMA's that are not for Hillary Clinton. I am not against criticizing Hillary Clinton, but when it is so obviously either another media attempt to "put her in her place", or a republican led assault, then why go along if you really are a PUMA?

The Media treatment of Hillary Clinton is basically one of the primal tenets that caused PUMA's to be born, no?

I will also issue this request, If ANYONE can come up with what Hillary Clinton should have said when she was asked "What Bill Clinton thought about China and the World Bank's involvement in Congo" question, that would not have resulted in Hillary Clinton being skewered by the media or her political opponents, please, put it in the comments section.

I don't believe an answer exists that would have allowed Hillary Clinton to get away unscathed from that question. It is what used to be known as a "wife beating" question.

In the earlier days of our court system, lawyers would ask an opposing defendant, plaintiff or witness "if they STILL beat their wives".

No matter how one answers the question, they are made to look as if they beat their wife at one time or another. That is the type of situation that Hillary Clinton was put in, in Congo.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

More Credit Card Industry Shenanigans involving WHAT YOU USE YOUR CREDIT CARD FOR! HOW DARE YOU PURCHASE FROM A THRIFT STORE!

You need to just give up and roll over, that appears to be the Barack Obama way. How dare you try and save money by purchasing from a thrift store, you obviously need to be red flagged and condemned.

Remember, there are no death panels in the Barack Obama administration, but there appear to be reassessment panels that decide if you are worthy of respect or not. Yes, we have another decider in the white house, a decider of health care who blew off his own dying mother in Hawaii so he could travel to Bali to finish writing his tribute book to his deadbeat, sperm donor father.

Oh, wait, someone may protest, you can't blame Barack Obama because credit card companies are punishing people for trying to live within their means. Yes, we can, and yes, we should.

As long as Barack Obama pridefully views Jamie Dimon of Chase Bank as his favorite Wall Street Banker, Barack Obama can take responsibility for all of the evil and UNNECESSARY TACTICS the Credit Card Companies are spewing onto the american consumer.

I am not against the credit card companies using SOME data profiling to determine cost risk analysis. For instance, people who run up credit card bills in bars and strip joints are more likely to default on their credit card account. However, to apply that same measuring cup to someone who is buying from a thrift store is insulting, and discriminatory. As a consumer aptly pointed out, buying from a thrift store enables them to balance their overall budget.

Barack Obama seems intent on fixing the pain others have allegedly cost even as he stands idly by while his wall street credit card buddies create their own brand of pain. One area that credit card companies refused to explore, and one that is so necessary at this point in time, is credit card debt reductioning. Credit card companies are shutting down credit to people ovenight.

If someone pays down their credit card bill 150 dollars, let them respend 50 bucks of it for small purchases. This is such an obvious, obvious solution to the current credit card debt problems that is purposely being ignored by the banks, why, I don't know.

Again, this gets into an area of incentivizing credit card debt paydowns. Even as companies like Chase Bank unfairly put the screws to their own credit card customers by NOT offering credit card paydown incentives, they do continue to offer new customer incentives to lure them into the same traps they have in place for existing customers.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

IT IS TIME for an INVESTIGATION to FIND OUT WHY BARACK OBAMA LIKES JAMIE DIMON of CHASE BANK SOOOOOOO MUCH.

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Is it possible that both Jamie Dimon and Barack Obama are so dirty that one cannot be taken down via investigation without the other going down as well? Is there too much fear in doing the right thing and really getting to the bottom of the democratic campaign donation fraud of 2008 because it might have involved both Jamie Dimon and Barack Obama?

How can Barack Obama stand idly by Now while Jamie Dimon ruins the lives of americans that actually pay their chase credit card bills on time! One answer is, Barack Obama is so beholden to Jamie Dimon, he has no choice.

Could Jamie Dimon be the smoking gun who could have assisted Barack Obama in 2008 by helping to connect campaign donors who had maxed out on credit card political campaign contributions, with ACORN, so that FALSE NAMES could be used with valid credit card accounts to continue to pad Barack Obama's 2008 campaign account?

Could Jamie Dimon, by helping Barack Obama and or ACORN last year during the 2008 election, be the reason Barack Obama is perfectly fine with letting a MILLION CHASE BANK CREDIT CARD HOLDERS FACE DEFAULT for doing nothing more than ALWAYS PAYING THEIR LOW INTEREST CREDIT CARD BILL ON TIME, EACH AND EVERY MONTH!

How can Barack Obama look anybody in the eye and demand they take responsibility for their own "hood" when he lets Jamie Dimon hoodwink the american people and people who do the right thing every month and pay their bills?

Check out Consumer Affairs dot org for an ever expanding and exploding list of Chase Bank complaints in just the past three months alone.

Jamie Dimon and Chase Bank are under investigation for possibly planting "moles" into WAMU before the takeover in which Chase Bank bought WAMU for approximately 2 cents on the dollar.

Jamie Dimon and Chase Bank are being investigated for their part in aiding and abetting Bernie Madoff.

Jamie Dimon and Chase Bank are being sued for artificially lowering home equity lines to way below fair market value.

Jamie Dimon and Chase Bank are raising the monthly minimum payment on a MILLION CHASE BANK CREDIT CARD CUSTOMERS WHO HAD A LOW INTEREST RATE LIFE OF THE LOAN AGREEMENT, NONE OF THESE CUSTOMERS WERE EVER LATE PAYING THEIR BILL TO CHASE BANK!

The New York Times has stated that Jamie Dimon is Barack Obama's favorite Wall Street Banker, WHY?

JAMIE DIMON uses QUESTIONABLE second quarter Chase Bank "PROFIT STATEMENTS" to help sell several hundred thousand expiring stock options just FIVE DAYS LATER!

Can Barack Obama stand up to Jamie Dimon, or we can rightfully assume that Barack Obama is beholden to Jamie Dimon on matters that if disclosed to the public, could mean the end of Barack Obama's presidency?

You can't have it both ways Barack Obama, you can't be chummy with a banker like Jamie Dimon while claiming you believe in change. Jamie Dimon is as old school as they come, how about you, Barack Obama?

If Barack Obama is being investigated but there is too much fear to do anything about it, lets not forget, Barack Obama could probably write such an amazing resignation speech he probably will still have an opportunity to run again, preferably AFTER Hillary Clinton gets a second chance to make a first impression.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Text Messaging "solution" when in the presence of other family members.

Over the years I have worked on low budget video and film projects with people who have come to Los Angeles from all over the world, the emphasis on low budget, and all over the world.

One characteristic that I have always found a bit alienating (ha ha) are the foreign language discussions that get intermixed within the English discussions. The foreign language discussion instantly excludes half the set, and those who are speaking in the other language don't seem to mind that others on the set can't follow along.

So when texting came along, it was deja vu all over again. I can be standing next to somebody who one moment was talking to me, then the next is engaged in a foreign language discussion with an invisible friend via the language of textila (Ok I made textila up). One second they are talking to me, the next, they are immersed in textilian discussions with someone who is not even there!

Can you imagine hit men who use texters to set up targets. Assistant Texter hit man texting to hit man "yeah, he's standing right next to me, he told me he will be here for the next 15 minutes."

Assistant Texter hit man turns to target, "where did you say you were going next?" Target politely answers...

Assistant Texter hit man texts, "Will then be going to see a movie around the corner", then dinner across the street"

"Thank you and tell target to have a really good last night of his life" the hit man texts back to the assistant texter hit man. "ha ha" assistant texter hit man texts back.

While I don't have an answer to the above scenario other than "don't talk to strange texter's", especially if they ask you what you are doing that evening and then immediately text after your response, I do propose a new texting rule for families.

Texting should have an audio option that I call "loudcast". A parental unit should have the right to demand that any texting being done in their presence by their offspring, be heard by them before it is transmitted, aka "loudcast". Imagine being able to playback all of your children's text messages for the entire day in loudcast.

I bet Verizon will salivate if they are given this idea.

Dare I claim to having come up with two new words in the same article, textila and loudcasting (Textila and Loudcasting kind of sounds like a Thema and Louise movie updated for the hand gadget age).

Imagine your son Jimmy is texting his friend about how he can't stand his parents, aka you and spouse, and doing it while you are standing just a few feet away (Is Jimmy training to be a future "assistant texter" hit man?). When Jimmy hits the send button, I am proposing that the text message is "loudcast" loud enough for his parents to hear the text message, should the parents choose to want to hear the message.

Isn't the internet great for sharing cool ideas that will get stolen and no numeration given.

So there is my contribution to the world today, Textila and Loudcast, playing at a theatre near you. Textila is a person who engages in a texting discussion while ignoring people in the same room, Loudcasting lets you listen to your children's text messages whenever they begin to text with you in the room.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Lost in Translation, why Hillary Clinton was annoyed by a question directed towards Bill Clinton.

Hillary Clinton has made the news shown testily responding to what was a dumb and insulting question. The question was dumb because it was directed towards Bill Clinton, who was not at the question and answer session.

But what gets lost in translation is that Hillary Clinton, although on a stage with curtains behind her, just like what you might see at any town hall meeting in the U.S., WAS INSTEAD IN THE CONGO!

Can anyone of us even begin to imagine how annoying it must have been to travel halfway around the world, then travel within the Congo, arrange a public forum, and then be asked a question about what Bill Clinton thinks?

In retrospect, it might have been funny if Hillary Clinton had pulled out her cell phone, hit the old speed dial, and then talked to her husband right then and there and relayed the question.

But who knows how that would have played out. I could see Jay Leno then joking that now we know who Hillary Clinton would have called at 3am if she had become president and there was an emergency.

It seems as if we expect our politicians to never show contempt in public under any circumstance, but then we complain that politicans are phony.

I'm glad Hillary was annoyed and showed it, that's the best way to alleviate stress brought on by having to answer a stupid question in a public forum. Unfortunately, being a woman will cause the media and all the male late night host comedians to now ridicule Hillary Clinton rather than the questioner.

If it had been a male politician responding to a dumb question, these same male late night host comedians would have probably gone after the questioner instead. Remember John McCain and the woman who thought Barack Obama was a muslim and an Arab. John McCain responded something to the effect, "no he's an american". The unsaid snub being that if Barack obama were Arab that somehow that would have been a bad thing. Who took the media hit, McCain, or the woman? Saturday Night live made fun of the woman, and that clip was played over and over by the mainstream media over the next couple of days.

Lets take this one step further. The best way out of the situation, is to prevent it from ever happening. If Hillary Clinton was able to control each and every question that was asked, could she have achieved a better result? As we know now, controlling questions is a privilege reserved for Barack Obama press conferences. If Hillary Clinton had tried controlling each and every question, and been caught doing it, she would have been ridiculed by the media, for being controlling and manipulative.

The conclusion is, there was no way out until female members of the media GROW UP and stand up to the men and defend female politicians.

I seriously hope Rush Limbaugh keeps his trap shut about this incident, or at least has the decency to go the Congo first before opening his yap. As it stands now, NewsMax has already turned this into a Hillary versus Bill issue, when it was not.

The REAL REASON HILLARY CLINTON was in CONGO WAS to ADDRESS the ISSUE of RAPE. CLICK HERE to READ ABOUT it.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

UH OH, SOMEBODY GOT THROWN UNDER the CASH for CLUNKERS BUS!

Apparently, used car dealers and car repair places are watching some of their best customers disappear right in front of their eyes as cash for clunkers gobbles up their pride and joy, oldish cars that still work and need to be maintained. Used Cars that can be repaired, reused, and resold.

Will the used car industry get a bailout?

One thing that remains obvious to me is, Consumer credit card debt MUST BE DRIVEN DOWN by offering incentives to those who have debt and are trying to pay their credit card debt down. If frugal people who were getting by on their older cars now have purchased newer cars, haven't they just taken on more debt?

I think the most obvious incentive to help our economy is to waive any future interest rate charges on existing credit card debt, not waive the debt, just waive future interest rate charges, penalties and fees for those who are trying to pay down their credit card debt.

I don't have a suggestion for the used car industry other than sorry you were in the way of the Barack Obama "throw em under the bus" Express. Lets just hope that Michelle didn't look around one day and say, "there's so many yucky cars on the road, do something about it, honey".

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Is this YouTube Video Really Berlusconi Behaving Badly? Burlesqueconi, BurLustconi, yeesh.

Does Belusconi get to keep his job if this is really Berlusconi Behaving Badly? It's not just that he did this, it's that the other person never even saw him coming.

Edit update - I just discovered that this video is from around the middle of February, 2008, lol, so I guess he gets to keep his job. I wonder if the 2008 US democratic race overshadowed this story.

So I guess the lesson is, if your going to do something stupid in public, do it when the US is front and center with their Barack Obama vs Hillary Clinton drama going on.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Why Barack Obama's Poll Numbers Just Don't Matter.

Years ago I heard a funny answer to the question, How old is old? The answer, 15 years older than your current age. Since that answer will always remain 15 years ahead of whatever age one has become, 15 years from now you may give the same answer you gave 15 years ago.

When it comes to Barack Obama's poll numbers, I have some bad news for republicans. Whatever Barack Obama's poll numbers are, YOUR NUMBERS WILL CONTINUE TO BE AT LEAST 15 POINTS LOWER!

The mere fact that Republicans think they gain a point for every point Barack Obama loses, just points to how selfish they really are. In my book you EARN WHAT SOMEONE ELSE HAS LOST, you don't just stand by and expect to get something for nothing, unless you are a do nothing republican.

Until someone actually does something to alleviate the monthly pressure of ridiculous interest rate charges on stupid, worthless 1 trillion dollars worth of consumer credit card debt, I just won't vote for either party.

Could you imagine what 15-25 billion dollars THAT ARE PRESENTLY BEING CHARGED PER MONTH on OLD consumer credit card debt could do for local economies all over the country if the old credit card interest was waived? And none of the waived interest rate charges would be coming from the government or your tax dollars!

It seems so ironic to me that on one side people are judgmental of those with credit card debt, and on the other side people may just give up completely on their debts and default instead. Nobody in power seems to want to champion the most obvious solution of all, just waive all interest rate charges, penalities, and fees on credit card debt that is older than 2-3 years so people can actually see their debt go down on a one dollar borrowed to one dollar paid basis.

Incentives to help people pay down their debts would help local economies grow again, and would actually not cost the taxpayer one cent. EVERYBODY WOULD GAIN, including the banks.

I would suggest that rather than watching Barack Obama's poll numbers, be more concerned that Republicans never met a banker they did not like, just like Barack Obama.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Putting the Klunk in Cash for Clunkers.

There have been a few complaints against the cash for clunkers program as being just another government bailout boondoggle. One writer calculated that the actual increase in the number of cars that would be sold this quarter would be around 22,000. They then divided that figure by the one billion dollars and determined that the cost per additional car sold was around 40-44,000 dollars per car! Ouch!

I don't think the above calculation takes into account mitigating circumstances such as would sales have really been only 22,000 cars less without the discount? Also, were I a superficial ninny and my friend who was driving a real clunker suddenly shows up in a car nicer than mine, I'm heading to the car lot and I'm going to buy a newer, better car, and WITHOUT the clunker discount!

So it may be too early to predict how many more cars will be sold. Plus, there are a LOT LESS dealerships around these days, so actually gaining 22,000 more car sales could actually work out to a significant percentage increase among the remaining car dealerships.

However, I think there is a more tangible concern to roil over in regards to the cash for clunkers progrm. Some of the clunkers being turned in are simply being replaced by an 09 clunker. Check out this ad,

CLICK ON IMAGE TO ENLARGE
What does purchasing a huge SUV have to do with the cash for clunkers program? You have to really study the ad to see that the bottom car in the ad, the Yukon, has no cash for clunkers discount attached, they just chose to add a similar discount to try and get the super hatchling out the door with the other slightly less clunkery vehicles.

Which brings me to my gripe.

ONLY A 2 MPG INCREASE and a customer can turn in an old super heavy clunker for a new super heavy clunker?

I understand that 2 miles per gallon improvement on a big heavy clunker is percentage wise better than it sounds. However, I would have tied the clunker discount directly to the MPG of the New Car Being purchased, that's what really matters, isn't it? Any new car that gets 27 miles per gallon combined, or over, gets a 2,500 dollar discount. For every additional mile per gallon over 27 that a new car can squeeze out in the miles per gallon category, I would have added an extra 250 dollars discount, up to 40 miles per gallon ceiling on the new car purchase. If you turn in a clunker and buy a car that gets 39 miles per gallon combined, you would get a 5,500 dollar rebate.

The higher the MPG of the car being purchased, the higher the likelihood that that new car won't tear up the streets and make potholes out of the newly minted pavement that has been resurfaced with infrastructure stimulus money, and, perhaps, we stall off making new potholes from bombs in other parts of the world as we seek out new sources of oil.

Lets have some perspective here. Is it really that big of a deal to drive a car that gets really good gas mileage if it means less wars around the globe, AND the government is willing to help you pay for the car? It's just too bad the government had to put the k in klunker and just not go far enough with this program in terms of really promoting higher miles per gallon cars.

I talked about the importance of combining stimulus programs so they end up complementing each other. The more fuel efficient cars on the road, the longer the roads last, ergo infrastructure money going towards roads is an investment that now lasts longer. In my opinion paying people to barely upgrade their miles per gallon on their new car purchase misses the whole point of the cars for clunkers program.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

NEW BLOG ANNOUNCEMENT, INTRODUCING ROBOTS AGAINST CHASE BANK! THE ROBOTS AGAINST CHASE BANK ARE SPEAKING OUT.

NEW BLOG ANNOUNCEMENT, INTRODUCING ROBOTS AGAINST CHASE BANK, CLICK HERE!

THE ROBOTS AGAINST CHASE BANK ROBOTS ARE SPEAKING OUT!

Growing legions of Chase Bank customers / victims are now venting on YouTube. Robots Against Chase Bank is there to assemble the Chase Bank youtube venting protestors into one easy to find place.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Two cool websites, One lets you share your articles with other bloggers, the other enables you to instantly compare many different web services.

Part of DailyPUMA's goal is to increase the efficiency of how quickly we can find each other's articles, how we can share them, and how we learn about new things that can make our blogging experience and our blogs, better and faster.

ShareThis.com is an easy way to allow other bloggers who visit your site a way to share your articles with their own blog readers. None of us are an island, so being able to share articles with each other is an excellent way to expand our readership while also tributing other writer's best works. Share This, does exactly that.

The Website sitonomy has assembled certain blogging requirements I might have such as stat counting, share widgets, ad options, blogging options, widget options, etc. into one page displays that show several options at the same time. It seems like this can be a time saver when one is looking to expand or change what their blog can do. Sitonomy's main page apparently can dissect what any page on the web is actually using to make their page work the way that it does.

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Quick update. Somebody is claiming that Share This inserts ads within the links. I don't understand how it does that. I don't recall them doing that when I use their service. I will either confirm this accusation or delete it when I learn more.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

The AGE of Political Correctness, Revisited.

If I call you short, when you are tall, have I offended you? If I call you smart, when you are dumb, have I offended you? If I think you are Chinese, but you are Japanese, have I offended you?

If I think you are from the South, but you are really from the Mid West, are you offended? If I think you are Iranian, but you are Italian, have I offended you? If I use the name of an animal to describe you in a derogatory manner, is it possible I am being derogatory not to you, but to the animal?

What if someone calls you a TWIT!!!

How Times have "changed".

When James Crowley temporarily arrested Henry Louis Gate's inside the Gates motel, Mr. Gate's behavior reminded me of Fred Sanford from the classic hit TV Show Sanford and Son. Who of the four should be offended by my comparisions? If I think James Crowley acted like Barney Fife (actually I don't, but I aim to be politically correct since I equated Henry Louis Gates with Fred Sanford of Sanford and Son), who should be offended, Crowley or Fife?

If Henry Louis Gates is Fred Sanford, and we equate James Crowley to Barney Fife, would that make Barack Obama, Andy Griffith? Dare I even equate Joe Biden with Gomer Pyle? Shazaam!

The two ladies (otherwise known as Aunt Bea and Betty Lou from the Andy Griffith show) who originally reported Fred Sanford's suspicious activities on the Gates Motel Porch that resulted in Barney Fife showing up to arrest Fred, were BOTH IGNORED and SHUNNED from the White House brew ha ha by Andy Griffith.

If I call our two heroines Aunt Bee and Betty Lou, would not that be considered a COMPLEMENT, or is it an insult to change our two leading ladies race when describing them in a television series context? I don't know anymore.

On the other hand, if this and the prior dailypuma article about these two lady heroines embarrasses the white house into meeting with them, then maybe it is not such a bad thing. Maybe if our two heroines weren't left out of the limelight, it might create more opportunities for females to be spotlighted alongside the Barney Fife's and Fred Sanford's of the word. I would like to see more news coverage that showcases women as community leaders.

Has the age of Political correctness reached such enlightenment that saying anybody is like anybody else can no longer be seen as an insult? If I say you smell like a pig, why is that an insult, and to whom is it an insult anyways?

Unfortunately for pigs, many humans find their smell rather delicious when cooked. Are we actually insulting an animal for the way they smell when they are alive even though many humans LOVE the way the way pigs taste when cooked? Now THAT is an insult, to the PIG!

Why do we associate practically every animal on the planet with an insult? You are a rat, dumb as an ox, he gets my goat, sly as a fox, He's a donkey's behind, you are an eager beaver, playing possum (probably not really an insult), a wolf in sheeps clothing, quiet as a mouse, and on and on.

When I made a conscious attempt to quit using animals as insults, I find myself occasionally tongue tied, aka, cat got your tongue?

CLICK HERE TO ENLARGE, IF YOU DARE. 

Thank God a cat has never grabbed my tongue, I think that would hurt. (Oh my god, I think I'm channeling Andy Rooney. Oops, was that that an insult? Is asking if that was an insult, an insult?)

Once I made the attempt to not use animal names as insults, I found using different types of people to describe a person, in an insulting fashion, made no sense either.

So just what is left? How about never insulting anyone ever again! Dare I try? Is avoiding insulting people when writing political commentary like holding one's breath, we know it will only last for so long?

But wait, what about Obots!

Obots!

Now there is a name I can use in a variety of insult worthy situations. You got an Obotomy! He's Obotnoxious, Oh the Obotony is boring beyond comprehension. Obotnomics.

The Obotymoon is over.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.