Daily PUMA Column - Commentary by Alessandro Machi

Showing posts with label Raise Monthly Minimum payment. Show all posts
Showing posts with label Raise Monthly Minimum payment. Show all posts

Thursday, August 27, 2009

CHASE BANK SUPERVISORS REFUSE TO USE THE WORDS OPT OUT when adding notes to a customers account, Chase bank is above the Law, according to Chase Bank.

I was shocked to discover that the Chase Bank supervisor I talked to just moments ago
WOULD NOT, UNDER ANY CIRCUMSTANCE, include my request to opt out of their change in terms in the account notes that are kept with each and every account.
This is beyond fascism, beyond fraud. If Chase Bank account notes are ever subpoenaed, they will only show what the customer service rep said to me, NOT what I requested in return, because the customer service supervisor REFUSED TO MAKE THEM PART OF THE RECORD! This is beyond sleaze. The excuse Chase bank gives for not noting to my own account what I am requesting is all calls are recorded and the recording represents my side of the discussion! If recorded calls are NEVER TRANSCRIBED (and they are not), can you imagine the cost to transcribe all of those calls that come in every day!

It would be so prohibitive in cost to transcribe all of those customer service phone calls that it would simply line more law practices with wads of money trying to wade through a mountain of untranscribed but recorded phone calls.

Pretty soon, I will probably no longer associate with anyone who does anything with Chase Bank on any level, other than taking care of business they already have with them.
If I know you and you walk into a Chase Bank office and open up a new account, you are dead to me, forever.

For the record, today, about one half hour ago, I requested the right to OPT OUT of the change in terms that Chase Bank has initiated on my low interest rate, LIFE OF THE LOAN credit card agreement that was already in place.
The Chase Bank supevisor REFUSED to type into the history notes of my account the following, "Customer requests the right to OPT OUT of the Change in Terms on their account", request denied.
Chase Bank REFUSED to place that ONE SENTENCE in my own account history. Screw you Chase Bank. To deny me ONE SENTENCE to state what I was requesting, so that later on there would PROOF in the notes that I requested something, is deceptive, fraudulent, and the work of a company that is evil beyond words. In essence, Chase Bank would not even ACKNOWLEDGE MY REQUEST!

Since when can ANYBODY TELL US WHAT WE CAN AND CANNOT EVEN ASK FOR!

Barack Obama and Jamie Dimon, I pray those two are discovered as being in cahoots with each other in illegal activities and both go down at the same time via the FBI, sooner rather than later. Specifically, Jamie Dimon assisting ACORN last year in illegally collected credit card donations to Barack Obama's campaign, and this year, Barack Obama looking the other way as Chase Bank, breaks the bank in hostile actions towards its own customers.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Monday, August 3, 2009

NEW BLOG ANNOUNCEMENT, INTRODUCING ROBOTS AGAINST CHASE BANK! THE ROBOTS AGAINST CHASE BANK ARE SPEAKING OUT.

Growing legions of Chase Bank customers / victims are now venting on YouTube. Robots Against Chase Bank is there to assemble the Chase Bank youtube venting protestors into one easy to find place.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Friday, July 17, 2009

Are the Banks Gaming the System the Same Way Barack Obama Gamed the 2008 Democratic Nomination?

This week may be a low watermark day for our media when it comes to reporting financial noose (yes I mean noose, not news). The media is reporting all of these incredible banking numbers that show huge profits for most of the banks even though
... the BANKS LOST MONEY on THEIR CREDIT CARD and HOME MORTGAGE DIVISIONS!
I am worried that when I correlate this weeks reporting of glowing fake banking numbers with Barack Obama's overinflated and fraud induced 2008 caucus results, plus anywhere from 10 million to 200 million dollars in fake credit card donations Barack willfully accepted in 2008, I see old bad habits just that won't go away
...Barack Obama whispering to the bankers, "It's better to spread hope than fear"... or, maybe it is the bankers telling Barack Obama, "Just make it sound like we have profits", that is the most important thing."
Isn't it funny how on the one hand, things have been getting better for months, but on the other hand, if things ever do get better, Barack Obama will chortle that "it was a long, tough road, but I, er, we made it!"

What isn't funny is lying to the american people because it just puts off dealing with the real issues. The real issues are one trillion dollars of consumer credit card debt that nobody wants to see paid down, the freezing of home equity line levels at way below home market value, and the disallowance of any type of loan that is backed with actual tangible collateral, also known as "sweat equity".

Why grant someone to a loan that is backed by their own 10, 20 or 30 years of home equity collateral when Chase Bank can use the three methods mentioned above to put that customers entire credit rating in peril and perhaps create a chain reaction in which they lose their home?

It appears to me that banks have raised credit card interest rates, lowered home equity lines it unfair levels, not allowing collateral back loans as they appear to be waiting out people who otherwise would not have buckled financially if the Banks and Barack Obama had not gamed them.

(edit note, well it looks like I beat the AP, which has now released a story that starts with the following opening paragraph),CLICK ON IMAGE TO ENLARGE.


HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Sunday, July 12, 2009

What I Wrote about Jamie Dimon of Chase Bank that HUFFINGTON POST WOULD NOT POST in the COMMENTS SECTION.



(Edit note). To be fair, Huffington Post DID print an earlier response of mine to that same thread.

Source: www.huffingtonpost.com

As lawmakers worked out credit card reform legislation earlier this year, card issuers argued that tough restrictions would make credit costlier for consumers. Now that tough reform has been signed into law by President Barack Obama, some lenders are making good on those threats. Kezia Richards of Pennsylvania told the Huffington Post that last week she received a notice from Chase that her minimum monthly payments would be increasing from 2 to 5 percent of her total balance on her two...


----------Alessandro Machi Response that was not published--------------


Chase Bank board of directors Jamie Dimon is speaking moronically when he states that Chase Bank is trying to "help" two million Chase Bank customers pay down their low interest rate debts as fast as possible by raising the monthly minimum payment required from 2% to 5% on LOW INTEREST RATE, LIFE OF THE LOAN credit card agreements.

I am not privy to the exact numbers, but the approximately 2 million Chase Bank customers with amazingly good payment histories will be (adversely) affected by Chase Bank's unilateral, me first, scorched economy, 2% to 5% raise in the monthly minimum payment.

Chase Bank customers will LOSE BETWEEN 100 MILLION to 1 BILLION DOLLARS A MONTH as they are forced to increase payments on low interest Chase Bank loans while DECREASING PAYMENTS on HIGHER INTEREST RATE LOANS.

This 100 million to 1 BILLION DOLLARS of pilfered money will be diverted from local economies all over the country into the pockets of Chase Bank executives addicted to their obscene bonuses.Dimon's advocacy of the 2% to 5% raise in the Chase Bank monthly minimum payment requirement on low interest loans just proves he is incompetent, doesn't know what he is doing or saying, and should step down in these trouble economic times before he irrevocably ruins more lives than the number of breathes he will take even if he lives to be a hundred.

Why is Huffington Post AFRAID to print the above comment? Why?

Is the answer that the well known all protect each other, even when comments they attempt to conceal are truthful and if publicized properly could help save thousands of people from losing their homes?



HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Tuesday, July 7, 2009

COME & GET IT LAWYERS! CHASE BANK HAS 2.6 BILLION DOLLARS in RESERVE for LAWSUITS, no wonder Chase Bank does not seem to care about Public Opinion.

Seems to me that Chase Bank keeps so much money in reserve (2.6 billion dollars), for fighting and settling lawsuits that they probably think they write the laws and enforce them as well.
If you are an attorney and nobody has called you complaining about Chase Bank, you might just be a crappy attorney.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Sunday, July 5, 2009

Over 1,000 CHASE BANK CREDIT CARD COMPLAINT LETTERS at CONSUMER AFFAIRS DOT ORG, NOT ONE FROM ACORN, is that POSSIBLE?

(EDIT UPDATE NOV. 7TH, 2009 - IT IS NOT ENOUGH TO SIMPLY FILE A COMPLAINT WITH THE CONSUMER AFFAIRS LINK PROVIDED HERE AND BELOW. PLEASE DO FILE A COMPLAINT WITH THEM IF YOU BELIEVE YOU HAVE BEEN WRONGED BY CHASE BANK.

BUT ALSO PLEASE GO TO ONE OF MY CREDIT CARD PROTEST BLOGS IF YOU WANT ME TO LOOK INTO YOUR SITUATION. I CANNOT GUARANTEE I CAN DO ANYTHING RIGHT AWAY AS NOBODY IS FUNDING ME, BUT I DO CARE AND MAY BE ABLE TO INCLUDE YOUR PROBLEM IN MY UPCOMING BOOK "The Cat Who Ate Chase Bank", OR ACTUALLY CALL AND FIND OUT WHAT IS GOING ON ON YOUR BEHALF. MY BLOGS INCLUDE DAILY-PROTEST, THE CAT WHO ATE CHASE BANK, BLOGGERS AGAINST CHASE BANK, AND ROBOTS AGAINST CHASE.)

It appears to me that not one ACORN member is complaining about the Chase Bank Credit Card Division's attempt to raise the monthly minimum payment from 2% to 5% on their low interest rate, life of the loan agreements on over a million of their most trustworthy and reliable, always pay on time customers.

These low interest, life of the loan Chase Bank Credit Card agreements are only offered to people with an excellent credit history and who are never late on their payments. There are over one thousand letters of complaints against Chase Bank at Consumer Affairs dot org in just the past few months, and the number is growing on a daily basis, yet ACORN is nowhere to be found. And where is BARACK OBAMA?

Kind of odd no? How can ACORN be so willing to fight tooth and nail against the home mortgage industry, yet not utter a peep against the thrashing that credit card debtors, many of who are home owners, are about to incur from Chase Bank come August 01, 2009?

Could it be that once many of these "best of the best" always "pay on time" Chase Bank credit card customers default on their accounts because they can't handle such a huge and onerous raise in the monthly minimum payment, they may also watch their credit ratings plummet to the point where their homes may be become more susceptible to foreclosure?

Is ACORN WAITING TO POUNCE on these one million plus Chase Bank Credit Card victims once they default on their loans? Or, is Chase Bank trying to default these best of the best of their customers so they pay higher interest rates in the future, ANOTHER WAY TO FEED THE THE ACORN MONSTER! HOW ABOUT BOTH!


When Barack Obama's wealthier presidential supporters still had plenty of money to give Barack Obama's democratic and presidential campaign, but had given the max they could give, wasn't it ACORN that buddied up with these wealthy supporters to increase donations in a questionable manner?

Wasn't it the combination of ACORN and the wealthy with their unlimited credit cards who funneled credit card funny money donations to the tune of 10 million, 50 million, perhaps as much as 200 million dollars last year under names such as Donald Duck and Mickey Mouse?

As we speak, it appears to me that while Hillary Clinton is sent round the world on behalf of the United States and Barack Obama, some of her supporters are being thrown under the Chase Bank bus.

Until I hear a clear and loud denunciation from ACORN in regards to Chase Bank's raising of the monthly minimum payment on over a million of their most trustworthy customers by 150% with no OPT OUT option, I see the Chase Bank situation as a crisis that SHOULD PULL HILLARY CLINTON AWAY FROM BARACK OBAMA.

Tuesday, June 30, 2009

IS ACORN RESPONSIBLE FOR CHASE BANK'S DECISION TO RAISE MONTHLY MINIMUM PAYMENTS ON OVER A MILLION "BITTER" AMERICANS WITH EXCELLENT PAYMENT RECORDS?

You might not know somebody who has been affected by Chase Bank's decision to raise the monthly minimum payment requirement from 2% to 5% on over a million of their most trustworthy and reliable customers, to repeat...
You might not know somebody who has been affected by Chase Bank's decision to raise the monthly minimum payment on over a million of their most trustworthy and reliable customers, simply because they are afraid or ashamed to say anything to you about it.
It is amazing to me that Chase Bank can create so much concern and anxiety over their hostile financial actions that hits to Daily-Protest.com have tripled in just the past few days.

It will be disappointing to me if more PUMA's don't get involved in the Chase Bank protests simply because this is a financial swindle being pulled off in the worst of economic times, and I believe that PUMA's are bearing the brunt of this economic swindle.
What you personally think about how other people have used credit is not the issue, what matters MORE is giving everybody a FAIR chance to pay down their debts.
ACORN may be the reason that over a million Chase Bank Customers are in danger of losing either their home or their excellent credit score.
Did Chase Bank go after a million of their best, most reliable customers in an effort to damage these customers credit rating so they will PAY HIGHER INTEREST RATES on their future debt?
It is possible that Barack Obama and the same people who manipulated the 2008 elections figure that "bitter, middle america" will not fight them over the Chase Bank 150% Increase in the Monthly Minimum Credit Card Payment Swindle that is currently going on.
It is also possible that the money Chase Bank is swindling from over one million of their most trustworthy, reliable, "BITTER" customers will go to help ACORN members get better deals on their home mortgage deals.
It would not surprise me to learn that ACORN ACOLYTES KNOW they can run away from credit card debt more easily than unmanagable mortgage debt, whereas us "bitter americans" will try with all of our might to pay ALL of our debts.

Even when companies like Chase Bank try to ruin our credit history with gargantuan increases in the monthly minimum payment that over a million Chase Bank customers MUST now shoulder, Chase bank believes we will continue to be law abiding sheep and pay the higher interest rates that comes with ruined credit.
It may be a very bad sign for "Bitter" Americans if ACORN is only fighting for home mortgage issues and AVOIDING the credit card controversies. I have googled the Chase Bank Monthly Minimum increase issue, and ACORN outrage does not show up at all! This is a very troubling sign.
While the media plays up the mortgage crisis, there may be millions of americans slowly losing their homes because of Chase Bank and unfair credit card practices and the freezing of home equity lines at drastically undervalued prices. My grave concern is that the people being affected are not ACORN people, and that may be why Chase Bank is going full steam ahead to potentially ruin well over a million american's and their families lives, you know, the "bitter americans" that Barack Obama spoke of during the 2008 democratic race.

I find it odd that a person putting up MORE collateral than the amount of the loan they are requesting will still be denied the loan unless they have substantial income! It appears to me that collateral loans are a profile that doesn't fit the typical ACORN member, therefore there are NO COLLATERAL LOAN PROGRAMS at this point in time? I don't know for sure if collateral backed loans fit ACORN members, but I bet collateral backed loans fit many Hillary Clinton supporters snugly.
To put this in perspective, Chase Bank is going to EXTRACT FROM these over one million americans who are never late on THEIR payments MORE MONEY PER MONTH than GEORGE BUSH and Barack Obama gave these same americans in stimulus and rebate checks!
Read about what may be happening to fellow PUMA's all over the country... Consumer Affairs has over 1,000 Chase Bank Complaints from just the past 6 months.

If I were to guess, I would bet that MOST of the people writing Chase Bank complaint letters to Consumer Affairs, DID NOT VOTE for Barack Obama, and that is why they are being left unprotected by our "team of rivals". Consumer Affairs has over 1,000 Chase Bank Complaints from just the past 6 months.

Best Quality VHS to Digital Transfers

Best Quality VHS to Digital Transfers
Serious Customers Welcome.

Share Gadget

10,000 Dollar Grant! Another Great Find from FABULOUSLY40.com

10,000 Dollar Grant! Another Great Find from FABULOUSLY40.com
Would this be a good way to win funds for Louisa's Law ?