Daily PUMA Column - Commentary by Alessandro Machi

Sunday, July 12, 2009

What I Wrote about Jamie Dimon of Chase Bank that HUFFINGTON POST WOULD NOT POST in the COMMENTS SECTION.



(Edit note). To be fair, Huffington Post DID print an earlier response of mine to that same thread.

Source: www.huffingtonpost.com

As lawmakers worked out credit card reform legislation earlier this year, card issuers argued that tough restrictions would make credit costlier for consumers. Now that tough reform has been signed into law by President Barack Obama, some lenders are making good on those threats. Kezia Richards of Pennsylvania told the Huffington Post that last week she received a notice from Chase that her minimum monthly payments would be increasing from 2 to 5 percent of her total balance on her two...


----------Alessandro Machi Response that was not published--------------


Chase Bank board of directors Jamie Dimon is speaking moronically when he states that Chase Bank is trying to "help" two million Chase Bank customers pay down their low interest rate debts as fast as possible by raising the monthly minimum payment required from 2% to 5% on LOW INTEREST RATE, LIFE OF THE LOAN credit card agreements.

I am not privy to the exact numbers, but the approximately 2 million Chase Bank customers with amazingly good payment histories will be (adversely) affected by Chase Bank's unilateral, me first, scorched economy, 2% to 5% raise in the monthly minimum payment.

Chase Bank customers will LOSE BETWEEN 100 MILLION to 1 BILLION DOLLARS A MONTH as they are forced to increase payments on low interest Chase Bank loans while DECREASING PAYMENTS on HIGHER INTEREST RATE LOANS.

This 100 million to 1 BILLION DOLLARS of pilfered money will be diverted from local economies all over the country into the pockets of Chase Bank executives addicted to their obscene bonuses.Dimon's advocacy of the 2% to 5% raise in the Chase Bank monthly minimum payment requirement on low interest loans just proves he is incompetent, doesn't know what he is doing or saying, and should step down in these trouble economic times before he irrevocably ruins more lives than the number of breathes he will take even if he lives to be a hundred.

Why is Huffington Post AFRAID to print the above comment? Why?

Is the answer that the well known all protect each other, even when comments they attempt to conceal are truthful and if publicized properly could help save thousands of people from losing their homes?



HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Thursday, July 9, 2009

CREDIT CARD COMPANY "ME FIRST" APPROACH CREATING MOUNTAINS OF PAPERWORK & COURT TIME FOR EVERY COUNTY IN THE US, BUT IT IS SO MUCH WORSE THAN THAT !!!


(For the most current DailyPUMA article, please click here)

Update Oct. 18, 2017. Please have NO MERCY for credit card companies. Credit Card Companies get to charge interest rates that are 400% to 500% more than a typical mortgage rate because their debt is allegedly unsecured, but if a credit card borrower cannot pay their minimum payment every month, the alleged unsecured debt is then SECURED in court! This is one of the all time outrageous Financial Terrorism stunts ever perpetrated on the American People. 

Worse still, the 2% monthly minimum payment is credit card crack, designed to lure unsuspecting credit card customers into tens of thousands of dollars of debt before the customer realizes they will never be able to pay off their debt. 

If Credit Card Companies, from the first time a credit card customer was allowed to use a credit card, required a 5% or 10% monthly minimum payment, Very few customers would go into debt that they cannot afford to pay back. 

Instead Credit Card Customers are lured by the 2% monthly minimum payment into eventual credit card debt they will never be able to pay back, but the credit card is unsecured, so too bad for the credit card company??? WRONG! The credit card debt is then magically changed to a secured credit card debt by a Judge! Now the Credit Card Customer has to pay the newly secured Credit Card Debt as if it were a mortgage, meaning now the Credit Card Company can take a debtor's house after charging the Customer 500% more in interest than a mortgage. 

This is the very definition of Financial Terrorism.  (End of Oct. 18, 2017 update).



The Associated Press recently researched bankruptcy rates in states that allow credit card companies to garnish the wages of their customers versus states that do not. The states that allow wages to be garnished by credit card companies have a MUCH HIGHER RATE OF BANKRUPTCY than the states that do not allow credit card companies to garnish wages.

The AP was able to compare two neighboring towns in bordering states with similar types of economies, one allowed garnishing of wages, one did not. The A.P. research uncovered a significantly higher bankruptcy rate in the town that allowed wages to be garnished by the credit card industry versus the town that did not. The much higher rate of Bankruptcy in wage garnishing states creates a chain reaction that would do a nuclear reaction proud.


Wage garnishing by the credit card industry leads to increased Bankruptcy resulting in more state services, from welfare to court services to housing, food, psychological and re-education. Bankrupt people both require more state services and are more likely to ask for financial assistance from their state government at a much greater level than those who are still trying to get by.

Credit Card Companies hit Garnished wage states in many ways. Not only do garnished states have MORE citizens NEEDING state services, they also have LESS PEOPLE remaining in the work force as well. Being bankrupted by a credit card company is not necessarily conducive to getting another job, so perhaps another approach is needed.
Some employers won't hire someone who has filed for bankruptcy.
The waged garnished states try to handle the overburden caused by increased personal bankruptcies by trying to raise taxes, this in turn draws the ire of the states citizens and small business owners still in business.

Tea party protests then spring up protesting both local and federal governments. These tea party protests result in attention being diverted away from the real agitator in this situation, the credit card companies and their scorched earth collection methods that create increased personal bankruptices in states that allow them to garnish wages.
Credit card companies are actually destroying the economy when they could be helping by offering INCENTIVES to people to pay down their debts rather than finding any excuse to punish them, (like forcing them into bankruptcy). What are you doing to help stop the credit card companies?

consumeraffairs.com - LAND OF 1,000 LETTERS OF COMPLAINTS IN LESS THAN SIX MONTHS

2nd update Oct. 18, 2017 This article was first written 8 years ago, before social media had really taken hold. It is now DailyPUMA's opinion that LAWYERS are needed to end the Financial Terrorism that is far more damaging and crippling than anyone cares to admit to and the real reason our economy remains in a stagnant mode. (End of Second Update.)


HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Tuesday, July 7, 2009

COME & GET IT LAWYERS! CHASE BANK HAS 2.6 BILLION DOLLARS in RESERVE for LAWSUITS, no wonder Chase Bank does not seem to care about Public Opinion.

Seems to me that Chase Bank keeps so much money in reserve (2.6 billion dollars), for fighting and settling lawsuits that they probably think they write the laws and enforce them as well.
If you are an attorney and nobody has called you complaining about Chase Bank, you might just be a crappy attorney.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Sunday, July 5, 2009

Over 1,000 CHASE BANK CREDIT CARD COMPLAINT LETTERS at CONSUMER AFFAIRS DOT ORG, NOT ONE FROM ACORN, is that POSSIBLE?

(EDIT UPDATE NOV. 7TH, 2009 - IT IS NOT ENOUGH TO SIMPLY FILE A COMPLAINT WITH THE CONSUMER AFFAIRS LINK PROVIDED HERE AND BELOW. PLEASE DO FILE A COMPLAINT WITH THEM IF YOU BELIEVE YOU HAVE BEEN WRONGED BY CHASE BANK.

BUT ALSO PLEASE GO TO ONE OF MY CREDIT CARD PROTEST BLOGS IF YOU WANT ME TO LOOK INTO YOUR SITUATION. I CANNOT GUARANTEE I CAN DO ANYTHING RIGHT AWAY AS NOBODY IS FUNDING ME, BUT I DO CARE AND MAY BE ABLE TO INCLUDE YOUR PROBLEM IN MY UPCOMING BOOK "The Cat Who Ate Chase Bank", OR ACTUALLY CALL AND FIND OUT WHAT IS GOING ON ON YOUR BEHALF. MY BLOGS INCLUDE DAILY-PROTEST, THE CAT WHO ATE CHASE BANK, BLOGGERS AGAINST CHASE BANK, AND ROBOTS AGAINST CHASE.)

It appears to me that not one ACORN member is complaining about the Chase Bank Credit Card Division's attempt to raise the monthly minimum payment from 2% to 5% on their low interest rate, life of the loan agreements on over a million of their most trustworthy and reliable, always pay on time customers.

These low interest, life of the loan Chase Bank Credit Card agreements are only offered to people with an excellent credit history and who are never late on their payments. There are over one thousand letters of complaints against Chase Bank at Consumer Affairs dot org in just the past few months, and the number is growing on a daily basis, yet ACORN is nowhere to be found. And where is BARACK OBAMA?

Kind of odd no? How can ACORN be so willing to fight tooth and nail against the home mortgage industry, yet not utter a peep against the thrashing that credit card debtors, many of who are home owners, are about to incur from Chase Bank come August 01, 2009?

Could it be that once many of these "best of the best" always "pay on time" Chase Bank credit card customers default on their accounts because they can't handle such a huge and onerous raise in the monthly minimum payment, they may also watch their credit ratings plummet to the point where their homes may be become more susceptible to foreclosure?

Is ACORN WAITING TO POUNCE on these one million plus Chase Bank Credit Card victims once they default on their loans? Or, is Chase Bank trying to default these best of the best of their customers so they pay higher interest rates in the future, ANOTHER WAY TO FEED THE THE ACORN MONSTER! HOW ABOUT BOTH!


When Barack Obama's wealthier presidential supporters still had plenty of money to give Barack Obama's democratic and presidential campaign, but had given the max they could give, wasn't it ACORN that buddied up with these wealthy supporters to increase donations in a questionable manner?

Wasn't it the combination of ACORN and the wealthy with their unlimited credit cards who funneled credit card funny money donations to the tune of 10 million, 50 million, perhaps as much as 200 million dollars last year under names such as Donald Duck and Mickey Mouse?

As we speak, it appears to me that while Hillary Clinton is sent round the world on behalf of the United States and Barack Obama, some of her supporters are being thrown under the Chase Bank bus.

Until I hear a clear and loud denunciation from ACORN in regards to Chase Bank's raising of the monthly minimum payment on over a million of their most trustworthy customers by 150% with no OPT OUT option, I see the Chase Bank situation as a crisis that SHOULD PULL HILLARY CLINTON AWAY FROM BARACK OBAMA.

Saturday, July 4, 2009

FATWA against Homosexuality in Moradabad, India Announced by Muslim Clerics.

Homosexuality was just legalized in India, then immediately greeted by an announcement of a Fatwa against homosexuals by Muslim Clerics. The main reason given by the muslim clerics is that homosexuality is against the laws of nature.

Is out of control population growth a "law of nature" as well? lol, maybe it is.

However, nature is full of examples of non reproduction due to homosexuality, or non reproduction due to a myriad of other reasons, such as eating one's young. Is it natural to eat one's offspring, or one's lover? Those acts go on in nature. Acts of non reproduction can actually prolong all life on our planet as it helps to control out of control population growth.
If homosexuality were truly not a "law of nature", then it would take exactly one life span for all homosexuality to disappear from the planet.
To paraphrase Groucho Marx, why would you force someone to procreate who may not want to be a member of the pro creating race?

Wouldn't it be fascinating if we lived in a world where Muslim Clerics encouraged homosexuals to artificially procreate because they were the minority and their view of life should be preserved specifically because it was not the "majority view"?

Maybe instead of a fatwa against homosexuals in India, a compromise could be worked out instead. Don't ask if someone is homosexual, and don't tell if someone is homosexual.

Thursday, July 2, 2009

Nancy Drew, er LORI DREW, is ACQUITTED of My Space Terms of Use Violations after Apparently Cajoling a Teenage Neighbor into Killing Herself.

What do to about teen age girls..., David Letterman picks on them, Some teen girls share nude pictures of themselves to the boy they love, then are publicly ostracized and humiliated by the same boy who requested the nude picture be sent by cellphone...
...and then there is...the judge who was forced to rule that a teenage girl's suicide is meaningless by giving no jail time to the adult that may have instigated the teens suicide.
If ever there was a court case in which NO MEN should have been involved, no male judge, no male bailiff, no male jurors, no male attorney's, no male district attorneys, no men anywhere in the courtroom, the Lori Drew vs Megan Meier case might have been the one.

It appears the prosecutors struggled with what to charge Lori Drew with, so now it appears the mother who appears to have cyber bullied her teenage neighbor with the help of her own daughters gets to walk away innocent of contributing to the teenage neighbor's death.

Can men really handle a case that involved a mom creating a false teenage boyfriend who would dump her teenage neighbor who might, because the neighborhood teen girl might have been spreading rumors about faker mom's own daughters?
Apparently a grown up cyber bullying a teenager isn't really a chargeable crime because the charges the prosecution did come up with involved violating terms of use on an internet website.
Huh?

I guess Lori Drew "suffered" wondering if she would go to jail, but was justice really served here?


Postal fraud charges exist, should not internet fraud charges exist? The judge was concerned that if Lori Drew was found guilty of violating a website's terms of use (My Space), so could almost everybody else on the planet.

What I don't understand is why not go with a charge of internet use to cause emotional distress of a minor? Is that not a crime? What about stalking for purposes to inflict emotional distress?

Another somewhat unique aspect in this case is the people involved knew each other and lived near each other. The close proximity enabled the Drews to pull off a much more elaborate hoax which appears to have contributed to the suicide of Megan Meier.

It is one thing to create a fake character in an effort to deceive somebody else anywhere on the planet, but when the faker lives near the intended target and the faker's daughters can tell the faker what the intended target was wearing that day, or something she did during the day, that will just intensify the reality of the surreal situation that Megan Meier was caught up in.

Maybe I have watched too many Law and Order Television shows, but why not charge Drew's daughters with day to day stalking for the purpose of emotional distress, then allow faker mom to accept a plea deal on a cyber bullying charge to keep her daughters from being tried?

SOMEBODY DID SOMETHING WRONG, NO?

Tuesday, June 30, 2009

IS ACORN RESPONSIBLE FOR CHASE BANK'S DECISION TO RAISE MONTHLY MINIMUM PAYMENTS ON OVER A MILLION "BITTER" AMERICANS WITH EXCELLENT PAYMENT RECORDS?

You might not know somebody who has been affected by Chase Bank's decision to raise the monthly minimum payment requirement from 2% to 5% on over a million of their most trustworthy and reliable customers, to repeat...
You might not know somebody who has been affected by Chase Bank's decision to raise the monthly minimum payment on over a million of their most trustworthy and reliable customers, simply because they are afraid or ashamed to say anything to you about it.
It is amazing to me that Chase Bank can create so much concern and anxiety over their hostile financial actions that hits to Daily-Protest.com have tripled in just the past few days.

It will be disappointing to me if more PUMA's don't get involved in the Chase Bank protests simply because this is a financial swindle being pulled off in the worst of economic times, and I believe that PUMA's are bearing the brunt of this economic swindle.
What you personally think about how other people have used credit is not the issue, what matters MORE is giving everybody a FAIR chance to pay down their debts.
ACORN may be the reason that over a million Chase Bank Customers are in danger of losing either their home or their excellent credit score.
Did Chase Bank go after a million of their best, most reliable customers in an effort to damage these customers credit rating so they will PAY HIGHER INTEREST RATES on their future debt?
It is possible that Barack Obama and the same people who manipulated the 2008 elections figure that "bitter, middle america" will not fight them over the Chase Bank 150% Increase in the Monthly Minimum Credit Card Payment Swindle that is currently going on.
It is also possible that the money Chase Bank is swindling from over one million of their most trustworthy, reliable, "BITTER" customers will go to help ACORN members get better deals on their home mortgage deals.
It would not surprise me to learn that ACORN ACOLYTES KNOW they can run away from credit card debt more easily than unmanagable mortgage debt, whereas us "bitter americans" will try with all of our might to pay ALL of our debts.

Even when companies like Chase Bank try to ruin our credit history with gargantuan increases in the monthly minimum payment that over a million Chase Bank customers MUST now shoulder, Chase bank believes we will continue to be law abiding sheep and pay the higher interest rates that comes with ruined credit.
It may be a very bad sign for "Bitter" Americans if ACORN is only fighting for home mortgage issues and AVOIDING the credit card controversies. I have googled the Chase Bank Monthly Minimum increase issue, and ACORN outrage does not show up at all! This is a very troubling sign.
While the media plays up the mortgage crisis, there may be millions of americans slowly losing their homes because of Chase Bank and unfair credit card practices and the freezing of home equity lines at drastically undervalued prices. My grave concern is that the people being affected are not ACORN people, and that may be why Chase Bank is going full steam ahead to potentially ruin well over a million american's and their families lives, you know, the "bitter americans" that Barack Obama spoke of during the 2008 democratic race.

I find it odd that a person putting up MORE collateral than the amount of the loan they are requesting will still be denied the loan unless they have substantial income! It appears to me that collateral loans are a profile that doesn't fit the typical ACORN member, therefore there are NO COLLATERAL LOAN PROGRAMS at this point in time? I don't know for sure if collateral backed loans fit ACORN members, but I bet collateral backed loans fit many Hillary Clinton supporters snugly.
To put this in perspective, Chase Bank is going to EXTRACT FROM these over one million americans who are never late on THEIR payments MORE MONEY PER MONTH than GEORGE BUSH and Barack Obama gave these same americans in stimulus and rebate checks!
Read about what may be happening to fellow PUMA's all over the country... Consumer Affairs has over 1,000 Chase Bank Complaints from just the past 6 months.

If I were to guess, I would bet that MOST of the people writing Chase Bank complaint letters to Consumer Affairs, DID NOT VOTE for Barack Obama, and that is why they are being left unprotected by our "team of rivals". Consumer Affairs has over 1,000 Chase Bank Complaints from just the past 6 months.

Sunday, June 28, 2009

Is Michael Jackson Going to Heaven?

I don't know if there is a heaven or a hell. When I was around five or six years old, I thought living forever, even in heaven, might be a form of hell. I was able to calm myself out of that freak out moment by reminding myself that God would be there.

For those who believe in heaven and hell, where is Michael Jackson going? The obvious answer for some is if Michael was attracted to underage youth, he has to go "below". But to me it isn't so obvious.

What strikes me most about Michael Jackson and his music is how transcendent it is. I can't even dare use the past tense. Michael Jackson's music is NOT just one type of music. Michael Jackson songs literally fill one end of the musical spectrum to the other. Another powerful aspect of Michael Jackson's songs is how enjoyable, danceable, huggable, spiritual, romanciful (listed 157 times by google) and uplifting Michael Jackson's music is.

It dawns on me that Michael Jackson's music will probably do more to elevate more people's moods, emotions and lives than any other person who has ever lived. (I won't include Jesus in the comparison)

So now we have a real dilemma. Was there something deeply unacceptable about Michael Jackson's personal life that is supposed to supercede what he was able to contribute and share with the world and that will continue to be shared long after we are all gone?

I'm not comfortable analyzing possible scenarios that might be acceptable that involve consenting guardians and the treatment of those who may have slept in the same bedroom as Michael Jackson.

If it turns out that the only reason Michael Jackson turned out so much amazing music was because of how he lived, would you be willing to see all that music disappear if it meant Michael Jackson had live a more "normal" life?

I believe Michael Jackson's music and his personal life cannot be pulled apart as each part subsisted because of the other part.

Then there is the plastic surgery and apparent color shifts to discuss as well. In an ironic twist, one of the biggest gifts Michael Jackson could have given to the world would have been to never change the way he looked. Does anyone really believe Michael Jackson would have been even one iota less popular if he had never had any plastic surgery performed?

Was part of Michael Jackson's dream to be part white, part african american, part young, and part adult, and that became the reason he left us with angst over his personal life, but so much great music for the entire world to enjoy?

I believe ultimately Michael Jackson gave out to the world much more than he ever took, and that probably leads to a heavenly existence.
It would be wrong to stop Michael Jackson at the Pearly Gates as he listens to his own music being played up above.

Friday, June 26, 2009

REUTERS DROPS THE BALL WITH THEIR NEW HEADLINE "New law may reshuffle U.S. Credit Card Industry", a GIBBERISH ARTICLE FULL of NONSENSICAL NEWS.

Sigh, one minute you can find a good Reuters article to read, then they come up with a load of garbage about the credit card reform bill act of 2009.

Chase Bank Credit Card Company has already destroyed the credit ranking of tens of thousands, and perhaps hundreds of thousands of their customers specifically because the credit card reform bill was going to take effect in 2010.

Bernanke blew in Barack Obama's ear that the banks needed to screw over the american consumer for the rest of this year and then half of next year, and whomever was left standing would be grateful to Barack Obama next year when the credit card reform bill actually takes effect.
Ironically, the credit card reform bill of 2009 does not address the single biggest issue for the consumer, the right to OPT OUT when the BANK or CREDIT CARD COMPANY CHANGES TERMS on a PRE-EXISTING AGREEMENT.
Secondly, the credit card reform bill of 2009 bill does nothing to address the already almost one trillion dollars in consumer credit card debt in which the banks RAISED interest rates on to between 15.99% to 29.99% in anticipation of the credit card reform bill taking effect in 2010!

DailyPUMA thoughts about blogs and their comments sections.

Why should a controversial topic title be paraded on dailypuma if the blog owner won't allow responses to appear in a timely fashion?

I just tried to respond to a blog that is not necessarily a PUMA blog but had been listed on dailypuma anyways. My response did not appear right away. This bothered me because the title of the blog article that popped up on DailyPUMA was definitely controversial as it referred to Michael Jackson and basically said good riddance.

It seems somewhat inconsistent for DailyPUMA to provide updating of new blog articles when comments posted to those articles may take a day or two to show up, no? Just saying.

My focus is specifically about posting a controversial topic with a controversial headline that gets blasted by DailyPUMA to anyone reading DailyPUMA, yet does not allow comments to appear in a timely fashion, I think that kind of ruins the purpose of DailyPUMA, no?

However, I also understand that maybe the blog writer wants everyone to read their article without the additional distraction of comments that may or may not add to the content, and I also understand that blogs that appear on DailyPUMA don't necessarily give a hoot about what DailyPUMA thinks, and that is how it should be.

(this next part reminds me like I walked into an Andy Rooney Sixty Minutes commentary)

Wordpress passwords bug me because they require visitors to keep a password that is different for each and every wordpress blog! I believe if it were easier to leave comments without having to sift through endless email lists to find my password, more comments would be left. If the comments are stupid or off topic, just delete them, who cares if they are up for a few hours before they get deleted? My guess is that people are concerned that some idiot may post something really inappropriate or of a personal nature and they want to protect themselves, so maybe I have answered my own question.

(Back to your regular internet reading voice).

I think it can help with readership if as soon as someone posts a comment, it appears quickly in the blog article comments section so others who visit will feel like they are part of an interactive community, which is what blogs are supposed to be.

One comment option I wish software designers would add is a timing feature where if a comment is not approved within a specified amount of time set by the blog owner, the comment automatically appears although the blog owner could still delete the comment if necessary.

Thursday, June 25, 2009

Was Michael Jackson working out six hours a day, emaciated, and dehydrated at the time of his demise?

I would find it really sad if Michael Jackson succumbed because he just worked out too hard in preparation for his upcoming world wide tour. I heard that Michael Jackson was just too skinny and dehydrated for his body to hold up to the intense six hour workouts he may have been doing for his upcoming tour.

When the news channels started showing clips of Michael Jackson performances from the 80's and early 90's, was he possibly trying to do all of those routines and probably new ones as well for his upcoming tour? If this turns out to be the case, it might be an amazing gesture if all the people who pre-purchased tickets for his upcoming tour allow the money to go towards Mr. Jackson's debt and some other worthwhile causes as well. Michael Jackson may have died for his art.

Saturday, June 20, 2009

HEALTH FREEDOM USA dot org fighting against prescription only medicine, forced use of pesticides and genetically altered food being considered normal.

I struggle with the issue of how closely medicines should be regulated by our government.

On the one hand, I am a bit skeptical of MLM medicinal products that are made without close scrutiny by food and drug regulators. On the other hand, I want a choice above and beyond prescription medicine as to what kind of medicine I may or may not put into my body. (I actually avoid medicine but I would still want a choice).

To learn more about this issue, and possible legislation that may soon outlaw non-prescription medications, please check out this link.

Friday, June 19, 2009

When Oil Prices Rise, is it possible the additional oil profits go to prop up stock market share prices?

One variable in the 2008 stock market crash that I don't think was adequately addressed by the mainstream media was the role of ultra high oil prices and the use of huge oil profits to possibly falsely prop up the stock market.

I believe it is possible that the huge profits made from gasoline hitting 4.50 a gallon in the United States and and a barrel of oil staying well over a 100 hundred dollars, even between 115 and 135 dollars for a sustained period of time, may have falsely propped up the stock market for several months while also creating huge profit streams in the credit card industry as well. The credit card profit streams resulted from increased use of credit cards to pay for higher priced food and transportation items, plus the rising cost of transporting those goods.

When falsely inflated oil prices started descending, the stock market "mad money" spending began drying up and was no longer available to keep stock prices artificially inflated, and everything came crashing down. The sub-prime mortgage fiasco may have actually been masked by the oil profits money going into the stock market, actually making the crash that much worse when the cost of oil began dropping.

I don't want to oversimplify this, but one can make a correlation between huge oil profits driving the credit card industry into short term profitability, which in turn excites other stock market sectors into a short term rise in perceived value as well.

Beginning from June 2009, the next several months and perhaps even longer, if oil prices keep creeping up and somehow magically the stock market share prices also keep rising, be very careful about investing because there could be a very insidious relationship between rising oil profits and a rising stock market that is built on "mad" oil profits money versus true stock market stability.
Here is one simple economic rule to cling to, there can be no true economic recovery if consumer credit card debt remains near one trillion dollars and interest rates on this debt remains at 20 to 30% interest.
What I find frustrating is that I think the world needs higher oil prices and oil profits to invest in the development of alternative forms of energy. However, in a capitalistic society, we don't force people into spending their profits in a way that may benefit the planet, that is something a socialistic society might do. (gasp).

So there you have the gift of the Magi. Capitalism can create higher oil profits that can lead to helping to solve future energy problems if the profits are spent wisely, but it probably takes a non-capitalistic approach to actually enforce how the oil profits money is spent.

Clearly, capitalism needs a "friend".

Thursday, June 18, 2009

Connecting the Dots between David Letterman's Snarky Teenage Girl Sex Comments and what appears in the Sunday Newspaper ads.


This ad came out in this past Sunday's Newspaper. I'll be the first to say that this ad was not a direct result of the latest David Letterman comments about Sarah Palin's Daughters.
However, I think it is fair to wonder if snarky comments about teens WITHOUT EVER SHOWCASING a POSITIVE VIEWPOINT about them eventually leads to the above type of AD PROFILING and MARKETING to young teenage girls.
The "bikini" bottom pictured in the ad is revealing an awful lot of skin below the belly button. What is actually being covered below the belly button may not be that much more than what a G-String covers. The picture is designed to fool parents into thinking more is being covered than is really being covered.

So what we are left with is an onslaught of publicizing young girls sexuality on television and also in print ads. Is it any wonder these young girls voluntarily send pictures of themselves nude via their own cell phones then feel publicly humiliated for having done it?

So what about it Dave, your apology is NOT ENOUGH.

Do more David Letterman, figure it out.

Profile some other aspect of being a teenage girl, and have teenagers on your show! Why not stand up and actually influence the type of advertisements about teens that would run on your show should you decide to have a teen week or teens as guests from time to time.

Do more David Letterman, figure it out.

Or you could choose to stay as you are and instead donate a huge chunk of money to some charity of Sarah Palin's choice. Although I don't think that would be as effective a solution as it doesn't actually enlighten or inspire other teens to be more than what advertisers prop them down to be, and it doesn't necessarily change your behavior either.

Plus, is that additional money you would be donating, or would you just be shifting money you already donate from one charity to another?



Tuesday, June 16, 2009

Letterman's new apology (his second attempt) accepted by Sarah Palin, but how truthful was what Mr. Letterman said?

Did David Letterman speak the truth when he claimed he wasn't in the habit of making fun of underage children of politicians?

If we reviewed transcripts of past Letterman shows, would we really find no jokes about Chelsea Clinton, the Bush Daughters, or even other jokes about the Palin's that went under the radar?

The real solution for me is for Mr. Letterman to start having teenage guests, even better of the non-celebrity type, teenagers who could be considered role models for other teens, and even adults. Or at the very least, a solid week of at least one teenage girl role model appearing on Letterman's show.

It seems the longer that our "hallowed" TV personalities such as Letterman and Oprah Winfrey are on the air, the more hollow they become as they avoid interacting with anything that is really new or different from what they have already done.

Unless Letterman actually periodically has female teenage guests on his show, and perhaps as on location field reporters where they are not the joke, nothing has really changed in my book.

Saturday, June 13, 2009

David Letterman's "joke" about Sarah Palin's daughters and his follow up "apology" don't address the bigger issue.

I have been trying to define what it is about David Letterman's joke that bugs me the most. Besides the most obvious answer, Letterman shouldn't be talking about minors in a sexual way for laughter, profit, and fun, on national television, something else is bothering me about his Willow Palin "joke".

When was the last time Letterman found something a female teen did that was maybe worth a positive mention on his show?  

It would seem to me that not only is it wrong to make sexual jokes about underage females for public consumption and profit on a national TV show, it seems even more inappropriate because no time is spent on Letterman's show discussing positive underage female role models.

If the obvious answer is, well it would be boring to talk about underage female teens in a positive way and make it funny and interesting, then maybe David Letterman and his writers have become too old school and behind the times.

I found Mr. Letterman's follow up non apology to be actually worse than the original Willow Palin joke he was apologizing about.  Mr. Letterman had time to think about his response and come up with something wise and profound to say, yet once again, Letterman and his writers fell short and literally gave the message that they just didn't think it was that important to properly address his avarice against female teens.

Maybe Letterman, short of being fired or suspended, devotes a week to teenage girls as guests on his show.  It would be interesting to see if Letterman can handle these teenage encounters in a way that is non-destructive.  It would be even more amazing if the some of the commercial content would be aimed at young teens and the real issues they are going through.

15 blogging gadgets and widgets you may want to consider for your blog, but sometimes there is a "GOTCHA" to consider.

I found this article about adding some interesting gadgets and widgets to a blog site. If you have your own link to more interesting gadgets and widgets, please share it in the comments section.

We can never have too many gadgets or widgets.

Wait a minute, yes we can.


I found this proviso under the terms and conditions for the PDF converter which I did not like, so I won't use this particular gadget and I cancelled my registration as well...

6. License of Your Content to Provider. By uploading your content to the Web Site for processing into PDF format, you are granting Provider a royalty-free license for the uploaded content to be processed into PDF format and for that uploaded content to be present on the Web Site server(s) after it has been processed into and exists in PDF format for retrieval by users.

I assume this means that any content that I upload for purposes of converting to a PDF file allows the hosting site royalty free use of the content !!!  Are you kidding me?  Um, (since I attempt to not swear in articles I write, all I'll say is, grrrrrr.)

I don't mean to be nasty but come on, if I write an article and I one day might want to include it in a book, I don't want a third party software company having equal access rights to my original content, ESPECIALLY when their terms of use also include warnings about NOT STEALING THEIR SOFTWARE!

I think what they meant was they have the right to process the original content without being sued by the author, but their wording implies a much broader access to the content.

Friday, June 12, 2009

Pavement Art Anybody?

I've seen this before and every time I see it, I like it just as much as the prior time I saw it.


When you click on the link you will need to search on the right column, near the bottom, where it says Highest Rated Posts and click on the Pavement Art link.

Thursday, June 11, 2009

My Desperate Plea to all Bloggers, PLEASE do not do what this blogger did.

CLICK ON IMAGE TO ENLARGE
The above article is not a puma article. This is just advice in general for all bloggers. PLEASE, PLEASE, PLEASE, do not ask "where's the anger?", yet not allow any way for readers to leave a comment!  Most of you know already know this. I just find this type of title completely contradictory.

Thankfully, this writer at least left a contact email address. Asking "where is the anger" while not allowing people to respond, is pretty much a self fulfilling prophecy and an unintentionally preposterous supposition.

I wonder if the AP will ever allow comments in response to articles written by their own reporters. 

I probably should not have made the title so dramatic sounding as many people probably won't appreciate the frustration it brings out in me when I see a source that makes a plea but doesn't allow public interaction.

Best Quality VHS to Digital Transfers

Best Quality VHS to Digital Transfers
Serious Customers Welcome.

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10,000 Dollar Grant! Another Great Find from FABULOUSLY40.com

10,000 Dollar Grant! Another Great Find from FABULOUSLY40.com
Would this be a good way to win funds for Louisa's Law ?