Even Arianna Huffington thinks the Credit Card Companies are out of control.

Click here to read Arianna Huffington's piece about how The Credit Card Industry is doing more harm than good right now.

However, when Arianna Huffington states, 

The Senate overwhelming approved legislation reining in some of the most egregious practices of credit card companies...Huffington couldn't more wrong. 

The Credit Card Bill is a watered down version of what it should have been. In the near future I'll post a link to a guest column I have written for another blog in which I highlight TEN THINGS THE CREDIT CARD REFORM BILL DID NOT address, but should have.

Gun Nut Whacko NRA lobbyists support Mexican drug cartels buying guns made in america, but wait there's more!

Gun Nut Lobbyists actually infiltrated the credit card reform act to include legislation allowing visitors to national parks to carry assault rifles.

Sheesh.

CHASE BANK LOSES ROUND IN COURT OVER THEIR CREDIT CARD CONDUCT.

Chase bank lost a round in court yesterday when the judge ruled that they could not hide change in terms up their butt in the finely embroidered toliet paper embossings and then claim it didn't stink. 

I guess when wallowing in "up your buttness business protocol" on an ongoing basis, it gets hard to tell the difference between clean air and gaseous funk.

But this should be no surprise for Chase Bank president Keith Schuck, who recently stood in front of a group of impressionable fourth graders and explained how if they saved their money at 10 percent interest in a savings account, their money would grow real fast.

Schuck showed the children in the class how money makes money by using 10 percent interest on $100 compounded monthly. The nice round numbers were easier to calculate.

The fascinated school children allegedly couldn't wait to get home and tell their parents about 10 percent interest savings at Chase Bank.

The fact that at the time Chase President Keith Schuck used 10% interest savings rate as an example to these impressionable and vulnerable school children while the actual interest rate those schoolchildren's parents could get on their savings account was .01 percent, or TEN THOUSAND TIMES LESS INTEREST THAN what Keith Schuck used as an example has not seemed to cause much concern at Chase Bank, or the media.

Should we be surprised?The lesson Mr. Keith Schuch appears to be teaching is, it is ok to lie and deceive young kids if one is rich and "successful", and is president of a bank.

Meanwhile, Chase bank's name seems to be appearing all over the country in lawsuits being filed against them! I have no idea how many, but there was even one scheduled at the court where I had business to attend to.  I wanted to talk to the attorney for the person suing Chase but they were called into the judges chambers after the case was moved to a federal court!

lol, I never did find the attorney after he disappeared into the backroom, I even waited for an hour but then had to leave.

BREAKING NEWS, JOHN ZIEGLER'S MEDIA MALPRACTICE PREMIERES IN NEW YORK CITY TONIGHT, MAY 19, 2009. SEE LINK TO A REVIEW OF THIS MUST SEE DOCUMENTARY.

Click here for the most recent DailyPUMA article.

Even though John Ziegler is known for being a conservative, his media malpractice documentary (which I am soon to view myself) focuses on how Hillary Clinton and Sarah Palin were both done in by the media.

Please support this important documentary by attending the New York Premiere.

HERE IS THE LINK TO THE EXCELLENT REVIEW OF JOHN ZIEGLER'S MEDIA MALPRACTICE BY NEWS BUSTERS.  

STOCK MARKET'S RECENT RISE MAY HAVE BEEN MANIPULATED BY WISHFUL THINKING OR INVESTORS WHO BOUGHT IN, NEITHER SCENARIO SEEMS CONCERNED ABOUT REALITY.

The link below goes to an article about how the stock market rise may have been wishful thinking by those who desire AND require the stock market to go up.  It appears to me that some people want the stock market to recover even while ignoring all the suffering that is going on specifically caused by unreasonable credit card company actions.

Why is it important for the stock market to somehow rise while credit card companies are charging 30% interest on their credit card lines?  More importantly, HOW can the stock market rise if people's productivity is robbed by these outrageous credit card interest rates that suck out all of the spending money people would otherwise have to buy goods and services in their own community?

Link to the Stock Market's deceitful ways.

GET INSPIRED, LISTEN to JOHN and KEN's TAX REVOLT RALLY #2 TODAY, MAY 16, 2009 at 4PM to 7PM PACIFIC on KFI-640AM RADIO.

CLICK ON IMAGE TO ENLARGE.

Edit Note-Click here to see pictures of the Rally at my Daily-Protest.com site.

Learn more about the John and Ken KFI-640AM Tax Revolt Rally #2 at Daily-Protest.com

If you want to listen live to the Tax Revolt and hear between 5,000 to 15,000 tax protestors making a huge amount of noise in the background of this live program, CLICK HERE and then click on the listen button when you reach the John and Ken Page.

The show is from 4PM to 7PM Pacific time, or 7PM to 10PM East coast time.  You can probably then hear the archive at some point as well.

Or you can Learn more about the John and Ken KFI-640AM Tax Revolt Rally #2 at Daily-Protest.com first.

The Stimulus Package and Higher Taxes are being fueled by The Credit Card Industry!

I have always been good with simple math. In one way this has been a bad thing because it enables me to see the mathematical manipulation of peoples lives while others don't seem to notice, yet I have no standing because I am not a physics major nor do I have a PHD in math.

Imagine being the character who yells out that "soylent green is dead people",  and nobody knows what you are talking about. Imagine being the person who coined the phrase, "if you build it, they will come", and nobody was interested.  

The Credit Card problem is becoming the soylent green of our entire economy. Even economists who state that the credit card industry is causing a huge economic problem will then state that the credit card problem is on equal footing with other economic problems, without seeing that credit cards may be the UNDERLYING problem that is affecting the other economic problems as well.

What is frustrating to me is that people who don't have credit card debt feel it is a problem that is beneath them, that it only affects the reckless and self indulgent, those who ASKED FOR IT.

That sentiment cannot be farther from the truth for most americans.

We are all interconnected mathematically. You could probably count on one hand the number of businesses that DO NOT take credit cards but do take debit cards. Even if you don't have credit card debt, or pay off your debt every month (bravo by the way), the place that employees you, and the vendors that either supply or purchase products or services from your business, in all likelihood RELY ON CREDIT. Without those credit lines, you may not still have your job, and guess what you might end up relying on to get by.

Now is the time to link the credit card industries recent actions to higher taxes. The credit card companies, the FDIC, and the federal reserve continue to suck out the fragile, economic life lubricant known as credit lines and lower interest credit card rates from every small city in the United States and their local economies. The credit card companies are also shafting their most reliable, honorable, never late paying, never miss a payment type of customer.

Credit card companies are ALSO sucking out the very economic life force that helps local, state, and federal governments meet their tax goals. So now there are two equal anti-economic forces working against the working class. 

As local credit dries up, and interest rates rise (even as the federal reserve drops interest rates to the banks) governments receive less in consumption taxes and property taxes as people make less purchases, home values drop and people are foreclosed on.

It is NOT ENOUGH to just be against higher taxes. If you are against higher taxes but not against higher credit card interest rates, you have not figured it out yet.

Now is not the time to be either a democrat or a republican. Now is the time to find alternative ideas to the same old stuff that got us in this economic mess. Incentive based Credit Card Programs are the only way to stop the downward spiral of the world's economy.

Instead, we are being force fed a "This is going to hurt me, more than it is you" chant by the banks as they continue to raise interest rates and lower credit card limits. Creative, incentive based credit card programs have not been tried, and that is the real crime that is going on and on and on.

One of the best articles I have seen about the state of the world's economy, from Asia Times.

Asia Times asks for permission before copying their articles, so I will just put a link to the specific article that I think is very well written and explains the economic pitfalls the world is facing. One of the most important things they say is something that I have been preaching about as well. If money is not flowing back to the banks from private enterprise and blue collar jobs, the economy cannot improve.

In my opinion, the credit card industry is the key force in destroying the current economy by doing the exact opposite of what they should be doing. The credit card companies should be reducing old debt interest rate obligations and offering creative incentives to get people who can afford it to pay down their debts.

Asia Times take on the Global Economy and why the reports of a recovery are laughably premature.

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Wells Fargo increased their trading assets by 600% over the past year, the exact opposite of what should be going on in these tough economic times.

Asia Times take on the Global Economy and why the reports of a recovery are laughably premature.

Happy Mothers Day Greetings Card, Courtesy of the Credit Card Companies, because we took all of your families spare change.

If your kids are busy sweating the details on how to meet their monthly payment deadlines which may include hefty increases on the interest rates for all of their credit card debt, I'm sure they still send their love, even if they couldn't afford flowers this year.  Happy Mothers Day.

-The Credit Card Companies.

Did Oprah Winfrey's People ask Barack Obama to hold a Town Hall Meeting about the Credit Card Industry to get DailyPUMA off of Oprah's Back?

My prior article on DailyPUMA challenged Oprah Winfrey to devote an entire television show to how awful the Credit Card Companies are behaving in these tough economic times.

 24 hours later, Barack Obama announces a TOWN HALL MEETING in regards to the Credit Card Industry and schedules it for sometime next week in New Mexico!

Let me just add that DailyPUMA got hits from the Chicago, Illinois area soon after my prior article was written.

I write an article that exposes Oprah Winfrey for the greedy business person she really is, someone who would promote free chicken dinners to her audience to make herself look good to millions of people even as she IGNORES the economic raping of millions of americans by the credit card companies.  

Not to mention that Oprah recently had a television show devoted to how livestock animals are mistreated in which Oprah stated that she had not previously thought much about how such livestock are treated, but she would from now on.  I guess KFC passed the "grill test" when it came to how they treat their livestock, not.

The credit card companies are using PUNITIVE measures in these tough economic times to collect their debts when INCENTIVE BASED credit card programs should have been used to both reduce consumer debt and also create more consumer cash flow throughout local economies throughout every city in the entire country. 

The best stimulus plan of all would have been incentive based credit card debt payback programs, NOT the punitive based credit card debt payback programs that have been hurled on millions of americans instead.  

I'm probably the first person to have identified punitive vs incentive based credit card debt paydown programs.  That should tell you how screwed we are right now. If the credit card industry wants to hire me to help them create incentive based credit card programs, I would do so, happily.

Barack Obama has performed the "perfect" political move by announcing his hastily called town hall meeting. 

Barack Obama takes the pressure off of Oprah Winfrey so Oprah doesn't have to do a televisions show about the credit card industries punitive methods for destroying the lives of americans just barely hanging on month to month.

Barack Obama waters down and obfuscates the most important credit card issues plaguing americans by conducting a "town hall meeting" while making it look as if he is reaching out to blue collar america at the same time.

Plus, the Barack Obama fan club can then chortle that Barack Obama took on the credit card companies while involving the american people in the that process via a town hall meeting that was so hastily announced that no official date or venue was announced.

And of course, who knows what Oprah Winfrey does to reciprocate for Barack Obama getting her off the hook.  At the end of the day, nothing changes, and that is what matters most to fat cats like Oprah Winfrey.

Oprah Winfrey's and KFC's "Let them Eat Grilled Chicken" coupon offer is just a diversionary tactic to cover up what really matters.

Click here to see the most current DailyPUMA article.

With apologies to Marie-Antoinette (1755-93), apparently Marie-Antoinette is another woman from history whose reputation was misrepresented and ruined because she allegedly coined the phrase "Let them eat cake". It appears that the phrase "let them eat cake" might have had an entirely different meaning than what we have been led to believe.

 What Marie Antoinette really meant by the phrase "Let them eat cake."

However, when it comes to Oprah Winfrey and the KFC grilled chicken free coupon caper, I am offended that Ms. Winfrey has chosen to participate in the KFC free grilled chicken coupon program while much much bigger problems are afflicting millions of americans.

Until Oprah Winfrey actually devotes an entire television show to the credit card industry and their punishing behavior to those in need of help, she will be the biggest hypocrite and fake on the planet in my eyes.  

Until Oprah Winfrey calls out the credit card industry and their use of punishment tactics to gather debts, when incentive based tactics would be far more successful, she will be the biggest fake on the planet in my eyes.

Until Oprah Winfrey exposes how Chase Bank fired their own employee because that employee waived a couple hundred dollars in penalities so a customer could pay their rent, out of over a thousand dollars in fees that were generated by that same customer, Oprah Winfrey will be a fake in my eyes.

Until Oprah Winfrey actually brings together Chase Bank, the credit card industry, and several victims of the credit card industries punishment tactics and devotes an entire television show to this issue, Oprah Winfrey will be a fake in my eyes. 

What about in your eyes?

However, if Oprah Winfrey did devote an episode to how the Credit Card Industry has unfairly victimized good, honest, hard working americans, would Oprah really be able to portray the situation as it truly is?  Or would such a show become a watered down explanation about how the poor poor credit card industry is suffering losses and is just doing what it needs to do to get by.

On second thought, perhaps Oprah is so over that there is no way she could play an effective role in protecting the very people who love her the most, her own viewers.

So instead, Oprah has come up with a different idea, Let them eat chicken, its just so finger lickin good.  

You can help do what Oprah, and ALL OTHER CELEBRITIES REFUSE TO DO, and that is fight for your fellow american, by bookmarking Daily-Protest.com and making your own sign that says daily-protest.com on it and putting it in a storefront window, on a bulletin board, or on a counter top, it is that easy to make a difference.

Free Food for the Homeless courtesy of KFC and Oprah Winfrey, only a 24 hour window to print coupons however.

Additional update, please check out the two links below to really understand what ChickenGate is really about.

Oprah Winfrey's and KFC's "Let them Eat 

Grilled Chicken" coupon offer is just a 

diversionary tactic to cover up what really matters.

Did Oprah Winfrey's People ask Barack 

Obama to hold a Town Hall Meeting 

about the Credit Card Industry to get 

DailyPUMA off of Oprah's Back?

------------------------

Update, my original coupons ended in a 1234, which mens they were no good. I just reprinted them at 8:10 PM pacific standard time on May-06. I was supposed to get 4 coupons, but I only got three. I reclicked on the link, tried again, and it spit out the forth coupon. I guess I"m good to go now. I think KFC needs to add a day to the promotion since the promotion was not ready when the promotion started.

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I stumbled across this kentucky fried chicken, "The Oprah Winfrey Show" Kentucky Grilled Chicken 2 Piece Meal Coupon offer for a free meal from KFC. I assume it is legit, it sounds legit. You can print four coupons in the next 24 hours and then you have about 2 weeks to use them. KFC AND OPRAH WINFREY FREE MEAL OFFER.

I eat very little meat and buy vegan products most of the time so I am not thrilled about promoting this. However, if you want to do something nice for a homeless person that perhaps you see everyday on your way to work, just print out four of these coupons and hand one to them, (please do it only if you know it to be safe to do and you want to do it).

If your goal is the most bang for the homeless buck, probably don't know if you want to give out all four at once. One could keep the other three in the car just in case other opportunities arrive over the next two weeks.

If these four coupons can help you save some food money this month, more power to you as well.KFC AND OPRAH WINFREY FREE MEAL OFFER. If you think these coupons are fake, please let me know and I'll delete this topic, otherwise I am going on the premise that it is a legit offer.

Here is the fine print, COUPON AVAILABLE FOR PRINTING ROM 9AM CDT (Central Daylight Time, one hour  behind the East Coast, two hours ahead of the West Coast) 5/5/09 TO 9:59PM CDT 5/6/09. COUPON IS REDEEMABLE AT PARTICIPATING KFC LOCATIONS IN THE U.S. FROM 5/5/09 TO 5/19/09, EXCLUDING 5/10/09.

----------------------------------

(quick update).  It appears that one could print as many of these coupons as one wanted until a couple of hours ago.  Now it appears that KFC has added a downloading software requirement

that allows one to print the coupon with the barcode.

I assumed that my prior four coupons were no good so I went to reprint them after I downloaded their coupon software, but I got a message saying I had already downloaded my coupons prior.  The software downloading was easy.  Just make sure you don't stumble upon a fake version of this offer and agree to download malware or spyware instead.  I presume the link I have put on this article is the correct one.  I am concerned that my barcode looks the same for all four coupons.

READ WHAT OTHERS ARE SAYING, but don't get discouraged and not try if you really want the coupons.

The Girl who Silenced the World for five minutes, Youtube Video.

How come the Newspaper ended up on top of the only spot on the entire driveway that was wet?

Newspaper lands on top of only spot in the driveway with water, how did the newspaper person take such amazing aim, and do it in the dark?

Is this an immaculate conception of sorts?  Is what I believe to be water actually tears generated by the picture of the eye on the front page?

Should I have left the newspaper where it was and called the media to witness this miracle?

Even more amazing, when I came back later on to check on the large teardrop, the tear had vanished into thin air.

Remembering a year ago, and the flip flopping the Barack Obama camp did on the delegate counts.

I stumbled upon a site that has a few different AP stories about the delegate counts listed.Barack Obama Flip Flopping on delegate tallies for Florida and Michigan.

Here is one AP clip from the link above...

AP - Barack Obama's campaign said Thursday that evenly splitting Michigan's delegates with rival Hillary Rodham Clinton would be a fair way to distribute them, now that the chances of a do-over primary are essentially dead.

------------------------------

Here is the second AP clip from the link above...AP - With the nomination in sight, Barack Obama is willing to give rival Hillary Rodham Clinton the lion's share of the delegates from Florida and Michigan but is stopping short of her demand to fully recognize the two renegade states.


That must have been some toothless lion that got the "lion's share" of delegates from Florida and Michigan.

Barack Obama Rumor about his residency and Occidental College, is it a hoax?

I was sent the following email that included an alleged press release news item from the "AP". There were three more paragraphs but the first one has everything in it that caused numerous conservative blogs to jump on the story.  However, this "AP" story actually does not appear to exist.

 AP- WASHINGTON D.C. - In a move certain to fuel the debate over Obama's qualifications for the presidency, the group "Americans for Freedom of Information" has released copies of President Obama'scollege transcripts from Occidental College. Released today, the transcript indicates that Obama, under the name Barry Soetoro, received financial aid as a foreign student from Indonesia asan undergraduate at the school. The transcript was released by Occidental College in compliance with a court order in a suit broughtby the group in the Superior Court of California. The transcript shows that Obama (Soetoro) applied for financial aid and was awarded a fellowship for foreign students from the Fulbright FoundationScholarship program. To qualify, for the scholarship, a student mustclaim foreign citizenship. This document would seem to provide thesmoking gun that many of Obama's detractors have been seeking.

When I tried to do a google of the phrase "certain to fuel the debate over Obama's qualifications" in the google news section, NOTHING comes up.  

If I do a general google of the web, several dozen or more pages show up with this "AP story". I think it is a hoax since it does not show up as an AP story when I do a google news search.

More Proof that Wall Street is Out of Touch with the Real Economy and Real Americans as Credit Card Companies Continue to Suck the Economy Dry.

Click here for the most recent DailyPUMA article.

(Edit note, a couple of weeks after the writing of this article comes a powerful article from Asia Times that basically concurs with a few of the major points made below. ASIA Times on the Global Economy.)

(2nd Edit Note, Monday May 18th, 2009, almost three weeks after what was written below comes an article questioning the stock markets recent rise.)

--------------------------------------------------------------------

Since I started my Daily-Protest against Chase Bank and the credit card industry, my television viewing time has dropped. Very very early this morning, while I was revamping Daily-Protest.com, I had the overnight news on.

The CBS overnight news kept replaying a story that the worst was behind us, that inventories had depleted, and that sometime this year the economy would pick-up. The only way the economy will pick up this year is if the CREDIT CARD INDUSTRY does EXACTLY THE OPPOSITE of what they are presently doing!

Lets add up middle america economic indicators, the real indicators, the ones that matter. Joblessness, continues to rise. Home prices continue to drop. Rising home sales are from forclosures. Car Dealerships, going out of business too fast to count. Credit Card debt, rising.

Funding two wars halfway around the world, priceless.

If the world's net worth has dropped by 1/2 over the past year or two, but the world's unsecured debt has remained the same, then that means that the worlds unsecured debt has actually doubled when comparing the numbers! 

Factor in that the Credit card companies have actually raised interest rates, stolen frequent flyer miles from their best customers, are labeling anybody a with low interest rate on their unsecured debt as a toxic asset, and are assessing huge, 100% to 400% increases in the interest rates whenever a customer is late on a payment, and we can actually safely state that the credit card industry's percent of the world wide wealth has increased by at least another 100% on top of that doubling!

But wait, it is even worse than that. After a person is late on just one credit card payment, the other credit card companies can also raise that person's credit card interest rate to around 30%. Eventually people give up trying to pay down a debt at 30 percent interest rate. However, before the debt is given up on by the credit card company, it keeps growing by obscene amounts every month. 30% unpaid interest can increase one's debt by 50% or more every year!

The overly inflated credit debt keeps racking up higher and higher debt. Then it goes into default. The entire debt, that has been first outrageously inflated by 50 to 100%, is then sold to a bill collection agency for a portion of the total debt due. When the banks sell the defaulted debt, it might be 60 cents on the dollar, 40 cents on the dollar or even just 25 cents on the dollar. However, because of how the debt was so rapidly inflated at that 30% interest rate, the bank actually doesn't lose any money, even if they sell the debt at 25 to 30 cents on the dollar!

Here is where it gets really ugly. The bank is able to then write off the ENTIRE overly inflated debt that caused the debtor to eventually give up trying to pay it off. Imagine if you could being keep all of the money you earned in a years time while legally claiming that you lost an additional 50% and are owed a rebate, or bailout money from the government!

But wait, it's even worse than that! Not only do the banks get this huge credit card default write off on their 30% interest credit card debt, they then can receive new bailout monies from the government to help mitigate phantom credit card loan losses that don't actually exist!

But wait, it's even worse than that. The banks hold on to the new bailout money, refusing to circulate the very money the government has allocated them. By not releasing this new bailout money and not using it to lower credit card interest rates to the consumer, tens of millions of americans continue to create more and more debt on their credit cards, and the entire credit card debt cycle mentioned above repeats again!

But wait it's even worse than that. The banks then squeeze those who relying their credit card debt and home equity line debt to get through these bad economic times by REDUCING their credit lines, sometimes to BELOW what they owe! Now factor in those who have missed a payment for a medical emergency, job layoff, even an electronic billing mistake that can easily happen when a credit card company CHANGES THE DATE on a bill without informing the customer! All of these are reasons for the credit card company to raise the interest rate to 30%! 

Yet many of these law abiding citizens fight to salvage their credit score, resulting in additional huge profits for the banks from those who believe a debt is a debt that must be repaid, even at 30% interest. Unfortunately, a 30% interest rate is so high that unless one can make at least 3 times the monthly minimum due, or pay the debt off in full right away, the debt may never go down fast enough.

If one gives up trying to pay a 30% interest rate card, the banks make huge profits from several different sources. If a customer continues to pay 30% interest, the banks are happy because the customer is just stalling the inevitable, in essence creating additional wealth for the banks before the customer eventually defaults. The banks win no matter what the indentured credit card borrower does once the interest rate is raised to 30%.

The banks are winning every which way even as the FDIC "clamps down" on the banks for not having enough cash reserves.

So, going back to our percentage analysis of unsecured debt and how much it has increased when compared to the world's actual wealth, we can safely add another layer of gross profiting by the credit card industry at the worlds misery. Credit Card debt may have actually increased by over 400% when it is compared to the amount of perceived wealth that still remains in the world's economy.

Credit Card debt at 30% interest IS the additional hidden tax being perpetuated on the world's economy.

But wait, it may be even worse than everything stated above. What if the bankers, upon classifying a credit card loan at 30% that the consumer has given up trying to pay back, a "toxic asset", sells that "bad" credit card loan to another company that is run by a friend, a relative, a lover, a drug cartel? If the banker is in anyway connected with the new buyer of the debt they have resold, that means the banker has found an additional way to profit from the same piece of debt, also known as insider trading or collusion.

So, going back to our percentage analysis of unsecured debt, we can safely add another layer of gross profiting at the worlds misery. 

Over the past two years, Credit Card debt may have actually increased over 500% when compared to the amount of perceived wealth that remains in the world's economy. I don't have to know what the actual two numbers are to make an estimate at the percentage amount. A 500% percent increase in credit card debt as compared to the world's perceived economic value cannot be a good thing, can it?

And if I am correct, then there is NO WAY THE eCONomy can recover, unless some of these usurious interest rates are made to disappear.

So what do the credit card companies do in this time of worldwide crisis? They raise the interest rates on all of their credit cards while trying to destroy the credit rating of their best customers by raising the monthly minimum payment on these always on time paying customers by 250%.

Won't you join me in fighting back? Just put a Daily-Protest.com sign somewhere where others will see it. It is really that simple. Learn more at CHASE BANK PROTEST DAY-9, HOW YOU CAN HELP. IT IS FREE AND YOU DON'T EVEN HAVE TO PROTEST.

This LINK just in, Congress Fiddles while Home burns. If everybody had less to interest to pay on old credit card debt, they'd automatically have more money to apply towards their mortgage payment.

Joe the Plumber & Ron the Roofer, meet Peggy from Pennsylvania. Learn how Chase Bank hurts the Elderly, Cancer Survivors, and Responsible Bill Payers.

First it was Joe the Plumber, then Ron the Roofer, now it is time to meet Peggy from Pennsylvania. Peggy doesn't miss her payments and pays on time, thus making her and her cancer stricken family a toxic asset in the jaundiced eyes of the new age banking community.

If you aren't being charged an obscene credit card interest rate, you too can be labeled a toxic asset. To learn more about Peggy and how Chase seems to live for the thrill of destroying the american dream of those who weave that dream into jobs and services for middle america, Please Click here and learn more at Daily-Protest.com

It is as if it has become the job of the Credit Card Companies to make as many stand up americans "bitter" as is inhumanely possible.

Unacceptable, irresponsible lines have been crossed by the credit card banking industry and unless people like me, (Alessandro Machi) outsiders who haven't taken this lying down, are truly empowered, we all will continue to be at the mercy of draconian changes at the drop of a board meeting, any time, any place.

Yes, I want to be the equivalent of an Italian Jesse Jackson. A gadfly paid by the Credit Card industry to help stop the credit card companies from doing the wrong thing, something they just seem naturally capable of doing, over and over and over.

Until passionate outsiders who never enter the boardrooms of these companies can actually have sway over credit card industry proposals via their own independent websites, we will continue to be at the mercy of sociopath mentalities that can't help themselves as they hurt middle america.

Please read Peggy from Pennsylvania's story and then realize that this is going on all over america. Everything the banks have done when it comes to the credit card industry have BEEN THE EXACT OPPOSITE OF WHAT they should be doing. I'll be exposing those Credit Card Company wrongs one by one in a future article.

BREAKING NEWS, CHASE BANK LIES ON NATIONAL TELEVISION ABOUT THEIR OPT OUT POLICY.

Sigh, I just can't believe Chase would actually say they allow OPT OUT OPTIONS on national television when it is a bold face lie. CHASE LIES ON NATIONAL TELEVISION. The lie is near the end of the short youtube video located at this link.

Why does Barack Obama have to "Lean on" Credit Card Companies at all, and when will he enlist an outside the White House "team of rivals"?

Barack Obama is supposedly set to lean on Credit Card Companies for their recent hostile and aggressive tactics against the consumer. Here is what I don't get. Barack Obama campaigned last year that he would bring in line the Credit Card companies. Barack Obama seems to have a good relationship with these credit card companies.

Why would the credit card companies disrespect Barack Obama and force his hand? Is it so Barack Obama can swoop in at his April 23, 2009 White House meeting and look like he is saving us? Barack Obama should be less concerned about looking good and instead "punish" the credit card companies for making him, aka Barack Obama, look bad to his constituents.

Barack Obama should hire a team of outside the white house rivals to really shake things up. Yes, Ralph Nader should be part of that team, along with others who are known for fighting for the consumer. If not now at the White House meeting scheduled for April 23, 2009 with the credit card industry, then when?

WILL RALPH NADER be at the APRIL 23, 2009 WHITE HOUSE MEETING WITH THE CREDIT CARD INDUSTRY?

Change in Terms.com is reporting that the white house has planned a credit card company get together at the white house this April 23, 2009.

Apparently all the big players will be represented, Chase, Citibank, Capital One, Bank of America, American Express and so on.

Will Ralph Nader be at the APRIL 23, 2009 White House meeting with the credit card industry?

Or, will this meeting on April 23, 2009 be to spin recent Banking Industry quarterly reports into some kind of fantasy that all is well?

If the White House meeting on April 23, 2009 with credit card industry personnel does not include consumer advocates, also known as an outsider "team of rivals", then what is the point of the meeting?

This may actually be Barack Obama's first real test in office. Is Barack Obama willing to partner with actual consumer gadflies when he has his Credit Card Meeting at the White House on April 23, 2009 with the suits that represent the credit card industry?

If you want to read about a solid idea that would help the consumer, the economy and the credit card companies, check out Credit-Card-Cap.com (page-3 Solutions)

I'm STILL WAITING, Rush Limbaugh, Newt Gingrich, Bill O'Reilly, Fox Television, STILL WAITING for ONE of YOU to CONDEMN the BANKING INDUSTRY.

In a strange twist of fate, I am kind of relieved that I can count on Rush Limbaugh, Newt Gingrich, Bill O'Reilly, and Fox News, heretofore named the "Republican Guard", to continue to say nothing, and do nothing when it comes to the oppressive stance banks are taking against their BEST and most reliable CUSTOMERS.

The easiest path to success for the Republican Guard would be to take on the credit card banking industry and fight for the consumer. However, if the Republican Guard only did this because it was the popular thing to do, it would mean we would be electing ultra frauds to congress in 2010.

Instead, these Republican Guard opportunists just gleefully rub their hands together and think teabag protests are going to sweep them back into power. The Republican Guard looks forward to the next series of congressional elections where they believe they can make huge inroads against the 2008 democratic landslide. News alert you manipulative, conservative opportunists. At best, you will pick up two seats in 2010, at worst, you will LOSE EVEN MORE GROUND. 

The Republican Guard has no soul. A successful political movement has to attempt to understand, to actually feel someone's pain before they will be trusted. The Republican Guard's reluctance to condemn what the banking credit card industry is presently doing to their best customers carries more weight than all the tea from all of those teabag party protests. (learn more at Daily-Protest.com)

Republican Guard, we're on to you and your manipulation. If you can't stand up for people being financially oppressed and being denied basic opt out rights when changes in terms are made by the banks, I'll fight you day and night to make sure you don't get your grubby hands anywhere near congress, you out of touch, publicity grabbing, opportunistic, heartless twits.

This is no longer a Republican versus Democrat issue, this is now the banking industry against the heart and soul of their most trustworthy customers, the ones that make their payments on time every month. Meanwhile, Newt, Rush, O'Reilly and Fox and Friends want to turn back the hands of time to 1994 and the contract with amnesia.

The Republican Guard wants to create a taxpayer revolt againt the democrats and the bailout bill while they themselves conveniently ignore the grand theft the banking industry is conducting against honorable and responsible americans. The Republican Guard really must think we are dense.

Interesting Internet Research Blog called Truth Laid Bear.

Truth Laid Bear might be an additional research tool for you all to consider. I've set up the link above to go to stories related to Hillary Clinton that appear on all blogs.

You can simply type in your own search words to do a different search.

I like the way TLB lays out the search results like a newspaper. However, when I typed in various variations of "PUMA" or Hillary Clinton PUMA, I don't think I got that much. If anyone would like to share the optimal way to use this sites search box, please post in the comments section.

It seems like one might discover an interesting blog previously unknown. I don't understand how joining the site benefits one. You might want to try typing in your own name and see what comes up. Feedback in the comments section of this article about truth laid bear is appreciated.

Van Nuys Post Office, April 15th Deadline, Some People get Unfairly Penalized for being late when they are not.

The headlights were on but nobody was home on Sherman Way in Van Nuys California as about a dozen cars were temporarily abandoned while the drivers turned sprinters made a mad, but hopeless dash to get their income tax returns officially in by midnight, April 15th, 2009.

I think the Van Nuys Postal station does an excellent job overall of getting last day income tax filers accommodated, but the final 1/2 hour before midnight is when things start go wrong and some people get unfairly penalized even though they actually were on time.

Here's what happens as the IRS tax day clock approaches midnight, people start arriving who didn't finish their income tax papers but wisely realized getting to the station before midnight is just as important as arriving late with their return already completed. These unfinished income tax filers pull up just past where the drop off point is and park their car while they finish their return! These stop, fill out, and clog traffic filers end up penalizing those who already finished their income tax returns and just want to drop them off and go.

Factor in that others will park on Sherman Way just past the outside mail drop off point and then go inside the building to drop off their return, once again clogging the same drop off area and causing the line of cars on Sherman Way to unnecessarily back up.

To make matters worse, some of the streetside postal employee stations are being shut down prior to midnight because traffic flow does lighten up a bit from 11::30pm onward. The one outside drop off position that was still going strong in front of the Van Nuys Station included a postal worker heroically trying to help keep the line of traffic moving by asking motorists to honk their horns at the cars idling just a few feet in front of them. This postal employee probably helped some filers make it on time with her car honking strategy.

I would advise that when some of the outside mail drop off stations shut down before midnight that an employee or two shift to traffic control to help ensure traffic not clog up just past the one remaining pick up station in front of Van Nuys.

I don't know if IRS rules do not allow anyone standing in line inside a postal building to be considered on time even if it is after midnight, but they should. By extension to that rule, anybody still in line in their car, on the street, should be allowed to have their return be counted as on time as well.

I observed all of this after dropping off my envelope and then holding my protest signs against Chase Bank (CHASE BANK, KEEP YOUR WORD! and promoting Daily-Protest.com I made sure I was not a distraction to the street line of filers so I positioned myself after the drop off station. That was when I started to notice the late minute filers clogging up the street.

Suggestion for the Post Office and the IRS, allow a post office issue "Midnight Stamp" to be used on those who clearly were in line when midnight happened, but were victimized by those clogging Sherman Way just past the drop off point. The Midnight Stamp serves two purposes, it allows the Post Office not to lie about whether something was posted by the midnight deadline, and it provides some fairness for those who would have been on time if not for traffic bunching up on Sherman Way just past the drop off point.

Let us not judge why some people came at the last minute, lets just be fair.

Katalusis: Wake up, Mr. President: It’s the Failure of a Whole Model of Banking!

Katalusis: Wake up, Mr. President: It’s the Failure of a Whole Model of Banking!

A Challenge to Fox Television and Rush Limbaugh, STOP Encouraging Anti Obama April 15 Tea Party Protests and Encourage Protests against Chase Bank.

Daily-Protest.com
Daily-Protest.com

Can you see Fox News ever taking on the credit card industry with promos encouraging people to protest against the banks? If the idea of Fox News taking on the Credit Card Industry makes you laugh, then perhaps you should be offended that Fox News Television is instead egging people on to protest on April 15th about their government, their president, the bailout and taxes, even as Fox News says and does nothing about the banks.


Well Newt, will we ever hear you utter a negative word about what Chase Bank and soon to follow Citibank and are doing to the same americans that you want to convince should put all of their energy on blaming government and none on corporations?

Banks are actually doing more damage to blue collar america with their 250% monthly minimum payment increase on pre-existing low interest credit card agreements. The banks are "rushing" to get back to financial stability by financial suffocating trustworthy americans who have never been late on their low interest credit card payments just so they can put up slightly better numbers on Wall Street.

Daily-Protest.com

Speaking of Rush Limbaugh, would Rush Limbaugh ever go on the air and castigate the credit card companies for their recent actions in raising the rates on low interest accounts that were supposed to be fixed for the life of the loan? Maybe Rush should spend a bit more time fighting for the blue collar worker rather than getting his followers in a lather over political issues. This is about people Rush. When have you ever fought for People that are being directly attacked by Credit Card Companies.

Learn more about Chase and their evil, evil ways at Daily-Protest.com