STOCK MARKET'S RECENT RISE MAY HAVE BEEN MANIPULATED BY WISHFUL THINKING OR INVESTORS WHO BOUGHT IN, NEITHER SCENARIO SEEMS CONCERNED ABOUT REALITY.

The link below goes to an article about how the stock market rise may have been wishful thinking by those who desire AND require the stock market to go up.  It appears to me that some people want the stock market to recover even while ignoring all the suffering that is going on specifically caused by unreasonable credit card company actions.

Why is it important for the stock market to somehow rise while credit card companies are charging 30% interest on their credit card lines?  More importantly, HOW can the stock market rise if people's productivity is robbed by these outrageous credit card interest rates that suck out all of the spending money people would otherwise have to buy goods and services in their own community?

Link to the Stock Market's deceitful ways.

Six Simple Ideas to help people, the economy, and reduce foreclosures.

1. All Renters should be allowed to fully deduct their yearly rent charges on their income tax. The renter's "deduction / savings" would automatically be deposited into a 4% interest bearing account that could be spent on education, medical emergencies / insurance, or used towards a down payment on a home.

2. Instantly reduce ALL primary home mortgages to a Fixed 4% interest rate.

3. Send Full Tax Disclosure statements to all tax payers that calculate and reveal the SUM TOTAL of all the taxes they paid throughout the prior year.

4. Reduce interest rate charges on ALL credit card debt that is older than 1.5 years to zero percent for those that can keep on making their monthly payments.

5. An Additional credit card incentive, pay twice the monthly minimum due and ALL INTEREST RATE CHARGES FOR THAT MONTH ARE WAIVED.

5. Make Tax Refund Checks instantly depositable into special savings accounts that pay 4%, allow citizens the ability to deposit a matching amount as well, don't tax the interest from this account.

6. Make balloon mortgages illegal, instead, have the monthly mortgage slowly inflate, even if it is a month by month increase, have it be such a small amount that the mortgage payer can afford the increases for a few years after the increases have started.